4548 Hancock Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 4548 Hancock Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,964 sqft · built 1979
Lot Size	0.175 acres (7,624 sqft)
Owner	Company on Record
Last Sale	$538,000 (Mar 2016)
Tax Bill	$7,219 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-232-39-00`

Property Details

APN / Parcel Number

Primary APN	`168-232-39-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,624 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4548 HANCOCK CIR
City	OCEANSIDE
State	CA
Zip	92056-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 39 TR 008915
Legal Subdivision	BROADMOOR-LA JOLLA VILLAGE
Legal Tract	008915
Legal Block	1
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	19809

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	4548 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 3, 2018	Deed of Trust, Mortgage · Conventional with PMI MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2016 · Amount on Record
Deed Sale	Mar 7, 2016 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	201699413
Last Transfer Date	Mar 23, 2020
Transfer Doc	0000159916
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4548 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 HANCOCK CIR, OCEANSIDE, CA 92056-4906

Mortgage

Document Number	0000145793
Date	Feb 24, 2021
Instrument	2021-0145793

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	WARWICK, RI 02886

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2020
Property Address	4548 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Document Number	0000159916
Instrument Date	Mar 23, 2020
Instrument	159916
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4548 HANCOCK CIR OCEANSIDE CA 920564906, OCEANSIDE, CA 92056-4906

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4548 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Document Number	0000278002
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 HANCOCK CIR OCEANSIDE CA 920564906, OCEANSIDE, CA 92056-4906

Mortgage

Document Number	0000278002
Date	Jul 9, 2018
Instrument	278002

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,610 (+2%) Land $413,526 Building $236,084
2025	$7,219.00 (+8.62%) Homeowner's exemption	$636,873 (+4.04%) Land $405,418 Building $231,455
2023	$6,646.00 (+0.27%) Homeowner's exemption	$612,144 Land $389,676 Building $222,468
2022	$6,628.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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