4548 E Monte Cristo Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4548 E Monte Cristo Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,182 sqft · built 1999
Lot Size	0.252 acres (10,994 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Apr 2018)
Tax Bill	$4,722 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`215-29-080`

Property Details

APN / Parcel Number

Primary APN	`215-29-080`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,182 sqft Living Area
1st Floor Area	3,182 sqft

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,994 sqft (0.252 acres)
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4548 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85032-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	PRESTWICK RANCH MCR 456-20
Legal Range	04E
Legal Township	03N
Legal Section	06
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	PRESTWICK RANCH
Legal Lot Number	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	103215

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4548 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Apr 3, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Nov 16, 2011
Deed Document Number	20180250189
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4548 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000375899
Date	May 1, 2020
Instrument	20200375899

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 3, 2018
Property Address	4548 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4236
Document Number	0000250189
Map Reference	MB 456 PG 20
Instrument Date	Apr 2, 2018
Instrument	20180250189
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21320 N 56TH ST # ST1005, 21320, PHOENIX, AZ 85054-5401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4548 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4236

Mortgage

Document Number	0000250190
Date	Apr 3, 2018
Instrument	20180250190

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000250191
Date	Apr 3, 2018
Instrument	20180250191

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,920 (+3.83%)	$919,200 (+3.83%) Land $183,800 Building $735,400
2025	$4,722.00 (+5.52%)
2024		$88,530	$885,300 Land $177,000 Building $708,300
2023	$4,475.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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