45470 Concho Ct, Fremont, CA 94539 Property Records

Alameda County property record for 45470 Concho Ct, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,263 sqft · built 1977
Lot Size	0.172 acres (7,496 sqft)
Owner	Company Name on Record
Last Sale	$374,000 (Aug 1996)
Tax Bill	$9,031 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-1657-32`

Property Details

APN / Parcel Number

Primary APN	`519-1657-32`
Alternative APN	`519-1657-032-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,263 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,496 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45470 CONCHO CT
City	FREMONT
State	CA
Zip	94539-6625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00138 BLK: TR: 3796
Legal Tract	3796
Legal Lot Number	138
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2001
Census Tract	443102

Owner

Source: Alameda County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45470 CONCHO CT, FREMONT, CA 94539-6625
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 9, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 1996 · Amount on Record
Deed Sale	Aug 29, 1996 · Amount on Record
Deed Document Number	1996214645
Last Transfer Date	Aug 16, 2011
Transfer Doc	0000242516
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	45470 CONCHO CT, FREMONT, CA 94539-6625
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45470 CONCHO CT, FREMONT, CA 94539-6625
Investor	Possibly a Property Investor

Mortgage

Document Number	0000384850
Date	Dec 1, 2021
Instrument	2021384850

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 9, 2020
Property Address	45470 CONCHO CT, FREMONT, CA 94539-6625
Document Number	0000225972
Instrument Date	Aug 27, 2020
Instrument	225972
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45470 CONCHO CT FREMONT CA 945396625, FREMONT, CA 94539-6625

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Sep 9, 2020
Property Address	45470 CONCHO CT, FREMONT, CA 94539-6625
Document Number	0000225970
Map Reference	MB 99 PG 14
Instrument Date	Aug 27, 2020
Instrument	2020225970
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45470 CONCHO CT, FREMONT, CA 94539-6625

Mortgage

Document Number	0000225971
Date	Sep 9, 2020
Instrument	2020225971

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 27, 2020
Property Address	45470 CONCHO CT, FREMONT, CA 94539-6625
Document Number	0000179300
Instrument Date	Jul 8, 2020
Instrument	179300
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45470 CONCHO CT FREMONT CA 945396625, FREMONT, CA 94539-6625

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,609 (+1.01%) Land $186,382 Building $531,227
2025	$9,031.00 (+7.56%) Homeowner's exemption	$703,538 (+4.04%) Land $182,727 Building $520,811
2023	$8,396.00 Homeowner's exemption	$676,224 Land $175,633 Building $500,591	$2,007,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Tekify Fiber & Wireless Fixed Wireless	500 / 500
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless, T-Mobile.

Nearby Properties on Concho Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures