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4547 Stephens Rd, Warren, MI 48091 Property Records

Macomb County property record for 4547 Stephens Rd, Warren, MI 48091 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,665 sqft · built 1999
Lot Size0.668 acres (29,098 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Oct 2025)
Tax Bill$3,294 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-13-29-158-028

Property Details

APN / Parcel Number

Primary APN12-13-29-158-028
Alternative APN
  • 1329158028

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,665 sqft Living Area
1st Floor Area1,665 sqft
Basement Area1,326 sqft
Unfinished Basement1,326 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area29,098 sqft (0.668 acres)
Lot Dimensions193 ft deep x 148 ft wide
Garage TypeAttached
Garage Area458 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4547 STEPHENS RD
CityWARREN
StateMI
Zip48091-1746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUPERVISORS PLAT OF KOEHLERS WOODLAND SUB E 1/2 OF LOTS 43, 44, 45 & 46; EXC THE S 43.0 FT & W 68 FT OF THE E 1/2 OF LOT 46 &
Legal SubdivisionS WOODLAND SUB
Legal Lot Number43-46
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group4
Census Block4008
Census Tract263400

Owner

Source: Macomb County records · APN 12-13-29-158-028

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4547 STEPHENS RD, WARREN, MI 48091-1746
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2025Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 07, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2025 · Amount on Record
Deed SaleOct 02, 2025 · Amount on Record
Deed Document Number202588667
Deed Book / Page30317 / 165
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 02, 2025
Property Address4547 STEPHENS RD, WARREN, MI 48091-1746
Document Number2500088667
Book / Page30317 / 165
Map ReferenceLB 19 PG 39
Instrument DateSep 22, 2025
Instrument202500088667
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyVISIONARY TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4446 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6244

Transferred To (Grantee/Buyer)

NameVerified Name
Address4547 STEPHENS RD, WARREN, MI 48091-1746

Mortgage

Document Number0000327789
DateOct 02, 2025
Instrument30327/789
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address4547 STEPHENS RD, WARREN, MI 48091-1746
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4547 STEPHENS RD, WARREN, MI 48091-1746

Mortgage

Document Number0000151082
DateDec 07, 2020
Book Page27225/689
Instrument2151082
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 18, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictCenter Line Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$158,860 (+11.58%)$317,720 (+11.58%)
2025$3,294.00 (+1.7%) Homeowner's exemption$142,370 (+11.93%)$284,740 (+11.93%)
2024$3,239.00 (+9.5%)
2023$127,200$254,400
2022$2,958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992634004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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