4547 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4547 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 2 ba · 2,288 sqft · built 1888
Lot Size	0.071 acres (3,100 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Oct 2017)
Tax Bill	$5,908 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-319-018`

Property Details

APN / Parcel Number

Primary APN	`20-04-319-018`
Alternative APN	`20-04-319-018-0000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,288 sqft Living Area

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1890
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,100 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4547 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-3411
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(SOUTH) (CHICAGO) (LAND) & (BUILDING) ASSN SUB OF WH OF NH SH OF SW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	SOUTH CHICAGO LAND & BUILDING
Legal Block	3
Legal Lot Number	30
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4009
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4547 S EMERALD AVE, CHICAGO, IL 60609-3411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Document Number	20178175
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 15, 2026
Property Address	4547 S EMERALD AVE, CHICAGO, IL 60609-3411
Document Number	0000002120
Instrument Date	Jul 1, 2026
Instrument	20262120
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4547 S EMERALD AVE, CHICAGO, IL 60609-3411

Mortgage

Document Number	0000002120,
Date	Jul 15, 2026
Instrument	20262120

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4547 S EMERALD AVE, CHICAGO, IL 60609-3411
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019406008
Date	Jul 13, 2022
Instrument	2219406008

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 25, 2017
Property Address	4547 S EMERALD AVE, CHICAGO, IL 60609-3411
Document Number	1729808175
Instrument Date	Oct 18, 2017
Instrument	29808175
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 W 33RD ST CHICAGO IL 606164584, CHICAGO, IL 60616-4584

Mortgage

Document Number	1729808176
Date	Oct 25, 2017
Instrument	29808176

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (-) Land $1,860 Building $26,140	$280,000 (-) Land $18,600 Building $261,400
2023	$5,908.00 (+2.59%)
2022	$5,759.00 (+2.29%)	$28,000 (-) Land $3,100 Building $24,900	$280,000 (-) Land $31,000 Building $249,000
2021	$5,630.00	$28,000 Land $3,100 Building $24,900	$280,000 Land $31,000 Building $249,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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