4546A W Cramer St, Seattle, WA 98199 Property Records

King County property record for 4546A W Cramer St, Seattle, WA 98199

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.75 ba · 3,930 sqft · built 1981
Lot Size	0.348 acres (15,172 sqft)
Owner	2 Individual Names on File
Last Sale	$2,850,000 (Jul 2025)
Tax Bill	$28,588 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102503-9280`

Property Details

APN / Parcel Number

Primary APN	`102503-9280`
Alternative APN	`102503928008`

Interior

Bedrooms	6 Beds
Full Baths	4.75 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	3,930 sqft Living Area
Gross Area	4,760 sqft
1st Floor Area	1,890 sqft
2nd Floor Area	1,190 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	15,172 sqft (0.348 acres)
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	1,330 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	102503928008
Street Address	4546A W CRAMER ST
City	SEATTLE
State	WA
Zip	98199-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR1
Legal Description	POR TR A SEATTLE SP #80-99 REC #8012030521 DAF - BEG SW COR GL 4 TH S 86-46-59 E 1005 FT ALG S LN SD GL TH N 0-08-10 W 222.78 FT TO POB TH N 0-08-10 W 183.72 TH S 89-46-59 E 82.68 FT TH S 0-08-10 E 183.21 FT TH S 89-51-51 W 82.68 FT TO POB AKA - PCL
Legal Range	03
Legal Township	25
Legal Section	10
Legal Subdivision	SP 80-99 A
Legal Tract	A
Legal Block	1
Legal Lot Number	A
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1013
Census Tract	5700

Owner

4546A W Cramer St is owned by two individuals who bought it in July 2025.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4546 W CRAMER ST, A, SEATTLE, WA 98199-1011
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Jul 11, 2025	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2025 · Amount on File
Deed Sale	Jul 11, 2025 · Amount on File
Prior Sale	Jul 12, 2024 · Amount on File
Deed Document Number	2025415
Prior Transfer Date	Mar 14, 2002
Prior Transfer Doc	0000002368
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4546 W CRAMER ST, SEATTLE, WA 98199-1011
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4546 W CRAMER ST A, A, SEATTLE, WA 98199-1011

Mortgage

Document Number	0000000579
Date	Mar 16, 2026
Instrument	20260316000579

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jul 11, 2025
Property Address	4546 W CRAMER ST, SEATTLE, WA 98199-1011
Document Number	0000000415
Map Reference	DOC 8012030521
Instrument Date	Jul 11, 2025
Instrument	20250711000415
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,267.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4546 W CRAMER ST # A, A, SEATTLE, WA 98199-1011

Mortgage

Document Number	0000000416
Date	Jul 11, 2025
Instrument	20250711000416

Lender

Name	NFM LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 4546A W Cramer St was $28,588, up 9% from the year before.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,588.00 (+90.02%)
2025	$15,045.00 (-54.18%)	$2,685,000 (+87.63%) Land $1,458,000 Building $1,227,000	$2,685,000 (+87.63%) Land $1,458,000 Building $1,227,000
2024	$32,834.00	$1,431,000 Land $1,430,000 Building $1,000	$1,431,000 Land $1,430,000 Building $1,000
2022	$17,289.00	$1,904,000 Land $992,000 Building $912,000	$1,904,000 Land $992,000 Building $912,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4546A W Cramer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4546A W Cramer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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