45464 Lauri Ln, Oakhurst, CA 93644 Property Records

Madera County property record for 45464 Lauri Ln, Oakhurst, CA 93644

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,284 sqft · built 1965
Lot Size	2 acres (87,555 sqft)
Owner	2 Company Names on Record
Last Sale	$120,000 (Sep 2002)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-150-046-000`

Property Details

APN / Parcel Number

Primary APN	`055-150-046-000`
Alternative APN	`055150046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	2,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	87,555 sqft
Garage Area	434 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	45464 LAURI LN
City	OAKHURST
State	CA
Zip	93644-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRS
Legal Description	MIAMI CREEK KNOLLS 1 LOT 4
Legal Subdivision	MIAMI CREEK KNOLLS 1
Legal Lot Number	4
Jurisdiction	MADERA CA
Township / Civil Division	OAKHURST-NORTH FORK
Census Block Group	4
Census Block	4022
Census Tract	103

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45464 LAURI LN, OAKHURST, CA 93644-8708
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2002 · Amount on Record
Deed Sale	Sep 13, 2002 · Amount on Record
Deed Document Number	200231145
Last Transfer Date	Jun 9, 2025
Transfer Doc	0000012232
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	45464 LAURI LN, OAKHURST, CA 93644-8708
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45464 LAURI LN, OAKHURST, CA 93644-8708

Mortgage

Document Number	0000017091
Date	May 27, 2021
Instrument	2021017091

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	45464 LAURI LN, OAKHURST, CA 93644-8708
Document Number	0000018625
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45464 LAURI LN OAKHURST CA 936448708, OAKHURST, CA 93644-8708

Mortgage

Document Number	0000018625
Date	Jul 25, 2017
Instrument	18625

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Elementary School District	Bass Lake Joint Union Elementary School District (KG - 08)
Secondary School District	Yosemite Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$205,684 (+2%) Land $73,849 Building $131,835
2025	$2,055.00 (+2.09%)	$201,651 (+4.04%) Land $72,401 Building $129,250
2023	$2,013.00 (+3.82%) Homeowner's exemption	$193,823 Land $69,591 Building $124,232
2022	$1,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MD 43 MIAMI CREEK KNOLLS serves 100 people · EPA ID CA2000557
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

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