45461 Panorama Dr, Palm Desert, CA 92260 Property Records

Riverside County property record for 45461 Panorama Dr, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,147 sqft · built 1953
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Jun 2025)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2025 Transfer + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`625-142-009`

Property Details

APN / Parcel Number

Primary APN	`625-142-009`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,147 sqft Living Area
Gross Area	1,409 sqft
1st Floor Area	1,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Gravel
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45461 PANORAMA DR
City	PALM DESERT
State	CA
Zip	92260-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	POR LOT A MB 023/022 PANORAMA RANCH
Legal Subdivision	PANORAMA RANCH
Legal Lot Number	A
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	4
Census Block	4021
Census Tract	45117

Owner

Source: Riverside County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer
Oct 7, 2025	Intrafamily Transfer, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jul 12, 2019	Grant Deed, Transfer · FHA Mortgage FRANKLIN LN CTR
Dec 4, 2018	Grant Deed, Transfer LOAN MAVERICKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	2025198608
Prior Transfer Date	Sep 18, 2014
Prior Transfer Doc	0000363828
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 16, 2026
Property Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419
Document Number	0000077826
Map Reference	MB 23 PG 22&23
Instrument Date	Feb 19, 2026
Instrument	2026-0077826
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 7, 2025
Property Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419
Document Number	0000306863
Map Reference	MB 23 PG 22&23
Instrument Date	Sep 18, 2025
Instrument	2025-0306863
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419

Mortgage

Document Number	0000465365
Date	Sep 30, 2020
Instrument	2020-0465365

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419

Mortgage

Document Number	0000653292
Date	Nov 3, 2021
Instrument	2021-0653292

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 12, 2019
Property Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419
Document Number	0000257166
Instrument Date	Jun 13, 2019
Instrument	257166
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45461 PANORAMA DR PALM DESERT CA 922604419, PALM DESERT, CA 92260-4419

Mortgage

Document Number	257167
Date	Jul 12, 2019
Instrument	257167

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 4, 2018
Property Address	45461 PANORAMA DR, PALM DESERT, CA 92260-4419
Document Number	0000472455
Instrument Date	Nov 15, 2018
Instrument	472455
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$236.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 18524 IRVINE CA 926238524, IRVINE, CA 92623-8524

Mortgage

Document Number	472456
Date	Dec 4, 2018
Instrument	472456

Lender

Name	LOAN MAVERICKS
Address	2624 W MAGNOLIA BLVD, BURBANK, CA 91505-3031

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,000 (+39.2%) Land $127,500 Building $382,500
2025	$5,270.00 (+2.81%)	$366,367 (+4.04%) Land $13,668 Building $352,699
2024	$5,126.00 (+2.95%)
2023	$4,979.00 (+3.49%)	$352,142 Land $13,138 Building $339,004
2022	$4,811.00
2021			$402,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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