4546 Troy Ln, La Mesa, CA 91942 Property Records

San Diego County property record for 4546 Troy Ln, La Mesa, CA 91942

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 874 sqft · built 2019
Lot Size0.115 acres (5,000 sqft)
Owner2 Trust Names on File
Last Sale$415,000 (Nov 2015)
Tax Bill$6,406 (2025)
Deeds & MortgagesMar 2020 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN470-361-21-00

Property Details

APN / Parcel Number

Primary APN470-361-21-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area874 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area5,000 sqft (0.115 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4546 TROY LN
CityLA MESA
StateCA
Zip91942-4955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 29 /EXC ST/ TR 001440
Legal SubdivisionSELINA
Legal Tract001440
Legal Block2
Legal Lot Number29
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract14701

Owner

4546 Troy Ln is owner-occupied and held in a trust since September 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address4546 TROY LN, LA MESA, CA 91942-4955
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2015 · Amount on File
Deed SaleNov 9, 2015 · Amount on File
Prior SaleJun 1, 2015 · Amount on File
Deed Document Number2015583830
Last Transfer DateSep 25, 2024
Transfer Doc0000268361
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4546 TROY LN, LA MESA, CA 91942-4955
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143384
DateMar 19, 2020
Instrument2020-0143384
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4546 TROY LN, LA MESA, CA 91942-4955
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000697416
DateNov 9, 2020
Instrument2020-0697416
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4546 Troy Ln was $6,406.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLa Mesa City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$501,094 (+2%) Land $301,865 Building $199,229
2025$6,406.00 Homeowner's exemption$491,270 Land $295,947 Building $195,323
2023$5,986.00 (+1.89%) Homeowner's exemption$472,196 Land $284,456 Building $187,740
2022$5,875.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4546 Troy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4546 Troy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Troy Ln

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