San Diego County property record for 4546 Horizon Dr, Carlsbad, CA 92008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,033 sqft · built 1989 |
| Lot Size | 0.388 acres (16,903 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,149,000 (Apr 2018) |
| Tax Bill | $15,225 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-420-11-00 |
| Primary APN | 207-420-11-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,033 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 16,903 sqft (0.388 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4546 HORIZON DR |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92008-3665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-9500 |
| Legal Description | LOT 78 TR 012018 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 012018 |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 17810 |
4546 Horizon Dr is owned by a company that bought it in April 2018 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4546 HORIZON DR, CARLSBAD, CA 92008-3665 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 27, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Apr 30, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on File |
| Deed Sale | Apr 30, 2018 · Amount on File |
| Prior Sale | Nov 15, 1988 · Amount on File |
| Deed Document Number | 2018170941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4546 HORIZON DR, CARLSBAD, CA 92008-3665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4546 HORIZON DR, CARLSBAD, CA 92008-3665 |
| Document Number | 0000087709 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-0087709 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4546 HORIZON DR, CARLSBAD, CA 92008-3665 |
| Document Number | 0000035097 |
| Instrument Date | Jan 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4546 HORIZON DR CARLSBAD CA 920083665, CARLSBAD, CA 92008-3665 |
| Document Number | 0000035097 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 35097 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 30, 2018 |
| Property Address | 4546 HORIZON DR, CARLSBAD, CA 92008-3665 |
| Document Number | 0000170941 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 170941 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,263.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4546 HORIZON DR CARLSBAD CA 920083665, CARLSBAD, CA 92008-3665 |
| Document Number | 170942 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 170942 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2048 |
The 2025 property tax bill for 4546 Horizon Dr was $15,225 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,440,598 (+2%) Land $1,189,599 Building $250,999 | |
| 2025 | $15,225.00 Homeowner's exemption | $1,412,352 Land $1,166,274 Building $246,078 |
| 2023 | $14,628.00 (+1.58%) Homeowner's exemption | $1,357,510 Land $1,120,987 Building $236,523 |
| 2022 | $14,401.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4546 Horizon Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 53 units insured incl. 45 condo units |
| Nearby Flood Claims | 2 (1982–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2001 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4546 Horizon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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