Loudoun County property record for 45455 Fellows St, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,462 sqft · built 1995 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $889,900 (Oct 2022) |
| Tax Bill | $8,443 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-25-4050-000 |
| Primary APN | 027-25-4050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,462 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 698 sqft |
| Deck Area | Deck Area |
| Patio Area | 66 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 45455 FELLOWS ST |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-2547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | BROAD RUN FARMS SEC.2 LOT 91 201107250044347 |
| Legal Subdivision | BROAD RUN FARM |
| Legal Block | 1 |
| Legal Lot Number | 91 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 611101 |
45455 Fellows St is owned and occupied by an individual who bought it in October 2022.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45455 FELLOWS ST, STERLING, VA 20165-2547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRSTBANK |
| Oct 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC |
| Sep 19, 2020 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2022 · Amount on File |
| Deed Sale | Oct 11, 2022 · Amount on File |
| Prior Sale | Jul 25, 2011 · Amount on File |
| Deed Document Number | 202256685 |
| Prior Transfer Date | Mar 24, 2011 |
| Prior Transfer Doc | 0000020572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45455 FELLOWS ST, STERLING, VA 20165-2547 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014298 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 202203090014298 |
| Name | FIRSTBANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 11, 2022 |
| Property Address | 45455 FELLOWS ST, STERLING, VA 20165-2547 |
| Document Number | 0000056685 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 202210110056685 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | RGS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45455 FELLOWS ST, STERLING, VA 20165-2547 |
| Document Number | 0000056686 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 202210110056686 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45455 FELLOWS ST, STERLING, VA 20165-2547 |
| Document Number | 20200928089087 |
| Instrument Date | Sep 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45455 FELLOWS ST STERLING VA 201652547, STERLING, VA 20165-2547 |
| Document Number | 20200928089087 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 89087 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 45455 Fellows St was $8,443.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,443.00 | $1,048,830 Land $367,700 Building $681,130 | $1,048,830 Land $367,700 Building $681,130 |
| 2023 | $7,804.00 | $891,910 Land $281,400 Building $610,510 | $891,910 Land $281,400 Building $610,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45455 Fellows St in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 46 (1984–2018) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45455 Fellows St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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