Washoe County property record for 4545 Whitney Cir, Sparks, NV 89436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,673 sqft · built 1990 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Jun 2025) |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-523-21 |
| Primary APN | 035-523-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,673 sqft Living Area |
| Gross Area | 3,335 sqft |
| 1st Floor Area | 1,637 sqft |
| 2nd Floor Area | 1,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,884 sqft (0.181 acres) |
| Garage Type | Attached |
| Garage Area | 622 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 80 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4545 WHITNEY CIR |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89436-0608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-6/PUD |
| Legal Description | WILLOW CREEK WEST 1 LT 37 BLK B |
| Legal Subdivision | WILLOW CREEK WEST 1 |
| Legal Block | B |
| Legal Lot Number | 37 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 3508 |
4545 Whitney Cir is owned by two individuals who bought it in June 2025.
Source: Washoe County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4555 WHITNEY CIR, SPARKS, NV 89436-0608 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Sep 27, 2021 | Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE COMPANY NV |
| Sep 27, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2025 · Amount on File |
| Deed Sale | Jun 5, 2025 · Amount on File |
| Prior Sale | Sep 27, 2021 · Amount on File |
| Deed Document Number | 20255544678 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 0005230737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4545 WHITNEY CIR, SPARKS, NV 89436-0608 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS C |
| Name | Verified Name |
|---|---|
| Address | 4545 WHITNEY CIR, SPANISH SPRINGS, NV 89436-0608 |
| Document Number | 0005389743 |
|---|---|
| Date | Jul 3, 2023 |
| Instrument | 5389743 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 27, 2021 |
| Property Address | 4545 WHITNEY CIR, SPARKS, NV 89436-0608 |
| Document Number | 0005230737 |
| Map Reference | FILE 1291073 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 5230737 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE COMPANY NV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4545 WHITNEY CIR, SPANISH SPRINGS, NV 89436-0608 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 27, 2021 |
| Property Address | 4545 WHITNEY CIR, SPARKS, NV 89436-0608 |
| Document Number | 0005230738 |
| Map Reference | FILE 1291073 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 5230738 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE COMPANY NV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4545 WHITNEY CIR, 4545, SPARKS, NV 89436-0608 |
| Name | Verified Name |
|---|---|
| Address | 4545 WHITNEY CIR, SPARKS, NV 89436-0608 |
| Document Number | 0005230739 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 5230739 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 4545 Whitney Cir was $2,963.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,923 (-3.67%) Land $36,176 Building $69,747 | ||
| 2025 | $2,963.00 | $109,955 Land $38,304 Building $71,651 | $314,156 Land $109,440 Building $204,716 |
| 2023 | $4,785.00 | $104,202 Land $34,839 Building $69,363 | $297,721 Land $99,540 Building $198,181 |
| 2021 | $227,920 Land $61,290 Building $166,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4545 Whitney Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4545 Whitney Cir is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 41% of Nevada |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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