4545 Summerset Dr, Gainesville, GA 30507 Property Records

Hall County property record for 4545 Summerset Dr, Gainesville, GA 30507

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,473 sqft · built 1998
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (May 1998)
Tax Bill	$2,958 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-029E-000-010`

Property Details

APN / Parcel Number

Primary APN	`15-029E-000-010`
Alternative APN	`49580`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,473 sqft Heated Area
1st Floor Area	1,473 sqft
Basement Area	1,473 sqft
Unfinished Basement	1,473 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	283 ft deep x 90 ft wide

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49580
Street Address	4545 SUMMERSET DR
City	GAINESVILLE
State	GA
Zip	30507-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SOUTHWIND LT 10
Legal Subdivision	SOUTHWIND
Legal Lot Number	10
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2002
Census Tract	1302

Owner

4545 Summerset Dr is owned and occupied by two individuals who acquired it in June 2007.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4545 SUMMERSET DR, GAINESVILLE, GA 30507-8115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 1998 · Amount on File
Deed Sale	May 14, 1998 · Amount on File
Deed Book / Page	3184 / 336
Last Transfer Date	Jun 5, 2007
Transfer Doc	0006086016
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4545 SUMMERSET DR, GAINESVILLE, GA 30507-8115
Document Number	0086090631
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4545 SUMMERSET DR GAINESVILLE GA 305078115, GAINESVILLE, GA 30507-8115

Mortgage

Document Number	0086090631
Date	Oct 5, 2020
Book Page	008609/000631

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4545 SUMMERSET DR, GAINESVILLE, GA 30507-8115
Document Number	0083620529
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4545 SUMMERSET DR GAINESVILLE GA 305078115, GAINESVILLE, GA 30507-8115

Mortgage

Document Number	0083620529
Date	Oct 29, 2019
Book Page	008362/000529

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4545 Summerset Dr was $2,958 with a homeowner's exemption, up 2.8% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,958.00 (+2.82%) Homeowner's exemption	$134,160 (+0.96%) Land $25,880 Building $108,280	$335,400 (+0.96%) Land $64,700 Building $270,700
2025	$2,877.00 Homeowner's exemption	$132,880 Land $25,880 Building $107,000	$332,200 Land $64,700 Building $267,500
2023	$3,082.00 (+27.99%) Homeowner's exemption	$116,520 (+31.51%) Land $21,360 Building $95,160	$291,300 (+31.51%) Land $53,400 Building $237,900
2022	$2,408.00 Homeowner's exemption	$88,600 Land $9,160 Building $79,440	$221,500 Land $22,900 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 Summerset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Summerset Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Point Broadband, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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