4545 State Rte 245, Naples, NY 14512 Property Records

Yates County and Italy Town property record for 4545 State Rte 245, Naples, NY 14512

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1992
Lot Size9.93 acres (432,551 sqft)
Owner2 Individual Names on File
Last Sale$195,500 (Nov 2022)
Tax Bill$5,044 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0140-100

Property Details

APN / Parcel Number

Primary APN0140-100
Alternative APNs
  • 240004400300010230000000
  • 572400 44.03-1-23

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area432,551 sqft (9.93 acres)
PorchSlab
Porch Area100 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0140-100
Street Address4545 STATE ROUTE 245
CityNAPLES
StateNY
Zip14512-9631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number23.000
JurisdictionYATES NY
Township / Civil DivisionITALY
Census Block Group1
Census Block1021
Census Tract150302

Owner

4545 State Rte 245 is owned and occupied by two individuals who bought it in November 2022.

Source: Yates County and Italy Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4545 STATE ROUTE 245, NAPLES, NY 14512-9631
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2022 · Amount on File
Deed SaleNov 14, 2022 · Amount on File
Deed Document Number202210179
Prior Transfer DateJan 14, 2005
Prior Transfer Doc0000000517/000000025
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYATES NY
Recording DateNov 14, 2022
Property Address4545 STATE ROUTE 245, NAPLES, NY 14512-9631
Document Number0202210179
Instrument DateNov 3, 2022
Instrument2022-10179
Transaction TypeTransfer
Record UpdatedJan 31, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$782.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4545 STATE ROUTE 245, NAPLES, NY 14512-9631

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2450 COUNTY ROAD 28 APT 2E, 2E, CANANDAIGUA, NY 14424-8062

Mortgage

Document Number0202210180
DateNov 14, 2022
Instrument2022-10180
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4545 State Rte 245 was $5,044, up 0.7% from the year before.

Source: Yates County and Italy Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyYates County
County SubdivisionItaly Town
Unified School DistrictNaples Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,044.00 (+0.74%)
2025$5,007.00$207,900 Land $45,600 Building $162,300$218,842 Land $48,000 Building $170,842
2023$149,900 Land $37,500 Building $112,400$166,600 Land $41,678 Building $124,922
2020$1,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 State Rte 245 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 State Rte 245 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
CBN
Fixed Wireless · not low latency
100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 245

Nearby Streets

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