Hennepin County property record for 4545 Spruce Way, Maple Plain, MN 55359
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,687 sqft · built 1987 |
| Lot Size | 13.8 acres (604,613 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (May 2021) |
| Tax Bill | $6,176 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 30-118-23-31-0005 |
| Primary APN | 30-118-23-31-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,687 sqft Living Area |
| Gross Area | 3,491 sqft |
| 1st Floor Area | 1,687 sqft |
| Basement Area | 1,012 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 604,613 sqft |
| Lot Dimensions | 110 ft deep x 52 ft wide |
| Terrain | Wooded |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Enclosed Porch |
| Porch Area | 248 sqft |
| Deck Area | Deck Area |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 4545 SPRUCE WAY |
|---|---|
| City | MAPLE PLAIN |
| State | MN |
| Zip | 55359-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED 30 118 23 THAT PART OF E 1/2 OF NE 1/4 OF SW 1/4 LYING W OF E 128 FT THOF AND SLY OF RR R/W IRREGULAR |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 30 |
| Legal Quarter | 31 |
| Legal Subdivision | UNPLATTED 30 118 23 |
| Legal Block | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | ORONO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 27204 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4545 SPRUCE WAY, MAPLE PLAIN, MN 55359-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| May 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Deed Document Number | 202110968678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4545 SPRUCE WAY, MAPLE PLAIN, MN 55359-9611 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4545 SPRUCE WAY, ORONO, MN 55359-9611 |
| Document Number | 0A11134860 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | A11134860 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | COTTAGE GROVE, MN 55016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 28, 2021 |
| Property Address | 4545 SPRUCE WAY, MAPLE PLAIN, MN 55359-9611 |
| Document Number | 0A10968678 |
| Instrument Date | May 27, 2021 |
| Instrument | A10968678 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | TITLE SPECIALIST, TITLE SPECIALISTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,145.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4545 SPRUCE WAY, ORONO, MN 55359-9611 |
| Document Number | 0A10968679 |
|---|---|
| Date | May 28, 2021 |
| Instrument | A10968679 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Orono City |
| Unified School District | Orono Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,176.00 (+5.48%) | $609,800 (+3.88%) Land $243,800 Building $366,000 | $609,800 (+3.88%) Land $243,800 Building $366,000 |
| 2023 | $5,855.00 Homeowner's exemption | ||
| 2022 | $587,000 Land $231,000 Building $356,000 | $587,000 Land $231,000 Building $356,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 962.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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