4545 Spring Mountain Rd, Bonanza (Fort Smith), AR 72916 Property Records

Sebastian County property record for 4545 Spring Mountain Rd, Bonanza, AR 72916

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,367 sqft · built 1992
Lot Size	9.41 acres (410,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Feb 2020)
Tax Bill	$5,937 (2026)
Deeds & Mortgages	May 2019 Line of Credit May 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60782-0001-00000-01`

Property Details

APN / Parcel Number

Primary APN	`60782-0001-00000-01`
Alternative APN	`64503`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,367 sqft Living Area
Gross Area	4,217 sqft
1st Floor Area	2,573 sqft
Upper Floors Area	794 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	410,335 sqft
Garage Type	Attached
Garage Area	850 sqft
Driveway	Asphalt Driveway
Driveway Area	1,809 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	651 sqft
Patio Area	506 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	64503
Street Address	4545 SPRING MOUNTAIN RD
City	FORT SMITH
State	AR
Zip	72916-8170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1
Legal Range	32
Legal Township	07
Legal Section	26
Legal Subdivision	SPRING MTN-GWD SD
Legal Block	1
Legal Lot Number	1
Jurisdiction	SEBASTIAN AR
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	10301

Owner

Source: Sebastian County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4545 SPRING MOUNTAIN RD, FORT SMITH, AR 72916-8170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
May 1, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
May 1, 2017	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20203545
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	4545 SPRING MOUNTAIN RD, BONANZA, AR 72916-8170
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019G10413
Date	May 20, 2019
Instrument	2019G-10413

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 16, 2020

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	4545 SPRING MOUNTAIN RD, BONANZA, AR 72916-8170
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017009463
Date	May 1, 2017
Instrument	20170-09463

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Feb 14, 2020
Property Address	4545 SPRING MOUNTAIN RD, BONANZA, AR 72916-8170
Document Number	2020G03545
Instrument Date	Feb 14, 2020
Instrument	2020G-03545
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 998, FORT SMITH, AR 72902-0998

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 SPRING MOUNTAIN RD, FORT SMITH, AR 72916-8170

Mortgage

Document Number	2020G03546
Date	Feb 14, 2020
Instrument	2020G-03546

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	3
Max Rate	8.25%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	May 1, 2017
Property Address	4545 SPRING MOUNTAIN RD, BONANZA, AR 72916-8170
Document Number	2017G09462
Instrument Date	Apr 28, 2017
Instrument	2017G-09462
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 S 21ST ST, 700, FORT SMITH, AR 72901-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 998, FORT SMITH, AR 72902-0998

Mortgage

Document Number	2017G09463
Date	May 1, 2017
Instrument	2017G-09463

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 28, 2037

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Unified School District	Greenwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,937.00 (+9%) Homeowner's exemption	$145,590 (+3.33%) Land $47,100 Building $98,490	$727,950 (+3.33%) Land $235,500 Building $492,450
2025	$5,447.00 (+14.36%) Homeowner's exemption	$140,901 (+33.34%) Land $47,100 Building $93,801	$704,505 (+33.34%) Land $235,500 Building $469,005
2023	$4,763.00 Homeowner's exemption	$105,670 Land $47,100 Building $58,570	$528,350 Land $235,500 Building $292,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 97% of Arkansas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Wave Rural Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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