St. Louis County property record for 4545 Spring Dr, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,693 sqft · built 1951 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,500 (Feb 2022) |
| Tax Bill | $3,866 (2025) |
| Deeds & Mortgages | Feb 2022 Sale Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26H-14-0465 |
| Primary APN | 26H-14-0465 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,693 sqft Living Area |
| Gross Area | 2,793 sqft |
| 1st Floor Area | 1,092 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 54,450 sqft |
| Lot Dimensions | 99 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 358 sqft |
| Patio Area | 594 sqft |
| Canopy | 130 sqft |
| Poultry House | 594 sqft |
| Utility Building | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4545 SPRING DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-6631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | ROTT LOT PT 3 W PT |
| Legal Subdivision | ROTT |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 219900 |
4545 Spring Dr is owned and occupied by an individual who bought it in February 2022.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4545 SPRING DR, SAINT LOUIS, MO 63123-6631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on File |
| Deed Sale | Feb 7, 2022 · Amount on File |
| Prior Sale | Jul 28, 2014 · Amount on File |
| Deed Document Number | 202227103 |
| Deed Book / Page | 25358 / 718 |
| Prior Transfer Date | Apr 15, 2011 |
| Prior Transfer Doc | 0194610327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 7, 2022 |
| Property Address | 4545 SPRING DR, SAINT LOUIS, MO 63123-6631 |
| Document Number | 0253580718 |
| Book / Page | 25358 / 718 |
| Map Reference | MB 7 PG 19 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 2022020700103 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 E MAIN ST, 406, FRANCISCO, IN 47649-9782 |
| Name | Verified Name |
|---|---|
| Address | 4545 SPRING DR, SAINT LOUIS, MO 63123-6631 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4545 SPRING DR, SAINT LOUIS, MO 63123-6631 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY |
| Name | Verified Name |
|---|---|
| Address | 4545 SPRING DR, SAINT LOUIS, MO 63123-6631 |
| Document Number | 0241360198 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 24136/198 |
| Instrument | 2020071700023 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2040 |
The 2025 property tax bill for 4545 Spring Dr was $3,866, up 5.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,880 (-) Land $22,120 Building $35,760 | $304,600 (-) Land $116,400 Building $188,200 | |
| 2025 | $3,866.00 (+5.89%) | $57,880 Land $22,120 Building $35,760 | $304,600 Land $116,400 Building $188,200 |
| 2024 | $3,651.00 (+1.64%) | ||
| 2023 | $3,592.00 (-1.43%) | $50,330 (+15.67%) Land $11,910 Building $38,420 | $264,900 Land $62,700 Building $202,200 |
| 2022 | $3,644.00 | $43,510 Land $13,600 Building $29,910 | |
| 2021 | $229,000 Land $71,600 Building $157,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4545 Spring Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1978–2023) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4545 Spring Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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