4545 S Hay Lake Rd, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4545 S Hay Lake Rd, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1983
Lot Size	0.221 acres (9,637 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Jun 2024)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jun 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-56150-02-042`

Property Details

APN / Parcel Number

Primary APN	`10-56150-02-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1989
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	9,637 sqft (0.221 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4545 S HAY LAKE RD
City	SAINT PAUL
State	MN
Zip	55123-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERHILL FARM 1ST ADD 4 2 PT OF LOT 4 BLK 2 LYING E OF LINE COM SW COR E ON S LINE 50.32 FT TO BEG OF LINE N 6D 43M 43S E 195.65 FT TO N LINE & THERE TERM
Legal Subdivision	OVERHILL FARM 1ST ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1002
Census Tract	60732

Owner

4545 S Hay Lake Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4545 S HAY LAKE RD, SAINT PAUL, MN 55123-3032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 21, 2024	Deed, Transfer GCS TITLE
Feb 13, 2017	Deed of Trust, Mortgage FIREFLY FCU
Jun 16, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Jun 7, 2024 · Amount on File
Deed Document Number	20241657677
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 21, 2024
Property Address	4545 S HAY LAKE RD, EAGAN, MN 55123-3032
Document Number	0003634630
Instrument Date	Jun 10, 2024
Instrument	3634630
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	GCS TITLE

Transaction

Amount	Amount on Record
Tax	$475.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4545 S HAY LAKE RD, EAGAN, MN 55123-3032

Mortgage

Document Number	0003634631
Date	Jun 21, 2024
Instrument	3634631

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 21, 2024
Property Address	4545 S HAY LAKE RD, EAGAN, MN 55123-3032
Document Number	0003634629
Instrument Date	Apr 7, 2024
Instrument	3634629
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	GCS TITLE

Transaction

Amount	Amount on Record
Tax	$475.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4545 S HAY LAKE RD, EAGAN, MN 55123-3032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4545 S HAY LAKE RD, EAGAN, MN 55123-3032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003178190
Date	Feb 13, 2017
Instrument	3178190

Lender

Name	FIREFLY FCU
Type	Credit Union
Address	BURNSVILLE, MN 55337

Agreement

Amount	Amount on Record
Term	178 Months
Due	Dec 5, 2031

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 16, 2021
Property Address	4545 S HAY LAKE RD, EAGAN, MN 55123-3032
Document Number	0003470486
Instrument Date	Mar 10, 2020
Instrument	3470486
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4545 S HAY LAKE RD, EAGAN, MN 55123-3032

Tax Assessment & Valuation

The 2025 property tax bill for 4545 S Hay Lake Rd was $3,186.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,186.00 Homeowner's exemption	$289,600 (+2.59%) Land $45,700 Building $243,900	$289,600 (+2.59%) Land $45,700 Building $243,900
2024		$282,300 Land $44,500 Building $237,800	$282,300 Land $44,500 Building $237,800
2023	$2,388.00 Homeowner's exemption Disabled Person's exemption
2022		$268,700 Land $44,500 Building $224,200	$268,700 Land $44,500 Building $224,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 S Hay Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 S Hay Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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