4545 Robert C Ham Rd, Montgomery, AL 36108 Property Records

Montgomery County property record for 4545 Robert C Ham Rd, Montgomery, AL 36108

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,354 sqft · built 1975
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (Jan 2022)
Tax Bill	$968 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-05-15-0-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`13-05-15-0-000-009.000`
Alternative APNs	`0313051500000009000` `276993`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,354 sqft Living Area
1st Floor Area	2,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	216 sqft
Utility Building	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	276993
Street Address	4545 ROBERT C HAM RD
City	MONTGOMERY
State	AL
Zip	36108-6820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T15N R16E 6 ACRES IN THE SE 1/4 OF THE NW 1/4 1305150000009000
Legal Range	16E
Legal Township	15N
Legal Section	15
Jurisdiction	MONTGOMERY AL
Township / Civil Division	HOPE HULL
Census Block Group	3
Census Block	3032
Census Tract	5904

Owner

4545 Robert C Ham Rd is owned and occupied by an individual who bought it in January 2022.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4545 ROBERT C HAM RD, MONTGOMERY, AL 36108-6820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 18, 2022	Correction Deed
Jun 2, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARDIAN CU
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Jan 7, 2022 · Amount on File
Deed Document Number	2022
Deed Book / Page	5749 / 378
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	5303000144
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jan 7, 2022
Property Address	4545 ROBERT C HAM RD, MONTGOMERY, AL 36108-6820
Document Number	0057440340
Book / Page	5744 / 340
Instrument Date	Jan 7, 2022
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 ROBERT C HAM RD, MONTGOMERY, AL 36108-6820

Mortgage

Document Number	0005744344
Date	Jan 7, 2022
Instrument	5744/344

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jan 18, 2022
Property Address	4545 ROBERT C HAM RD, MONTGOMERY, AL 36108-6820
Document Number	0057490378
Book / Page	5749 / 378
Instrument Date	Jan 7, 2022
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 ROBERT C HAM RD, MONTGOMERY, AL 36108-6820

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	4545 ROBERT C HAM RD, MONTGOMERY, AL 36108-6820
Document Number	0053930883
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4545 ROBERT C HAM RD MONTGOMERY AL 361086820, MONTGOMERY, AL 36108-6820

Mortgage

Document Number	0053930883
Date	Jun 9, 2020
Book Page	005393/000883

Lender

Name	GUARDIAN CU
Type	Credit Union
Address	MONTGOMERY, AL 36104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	4545 ROBERT C HAM RD, MONTGOMERY, AL 36108-6820
Document Number	0052290612
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 ROBERT C HAM RD MONTGOMERY AL 361086820, MONTGOMERY, AL 36108-6820

Mortgage

Document Number	0052290612
Date	May 7, 2019
Book Page	005229/000612

Lender

Name	GUARDIAN CU
Type	Credit Union
Address	MONTGOMERY, AL 36104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 6, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 4545 Robert C Ham Rd was $968 with a homeowner's exemption, up 7.4% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$968.00 (+7.44%)
2025	$901.00 Homeowner's exemption	$28,420 Land $4,590 Building $23,830	$284,200 Land $45,900 Building $238,300
2023	$860.00 Homeowner's exemption	$24,110 Land $3,470 Building $20,640	$241,100 Land $34,700 Building $206,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4545 Robert C Ham Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Robert C Ham Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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