4545 Lower River Rd, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 4545 Lower River Rd, Lewiston, NY 14092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,575 sqft · built 1950
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Sep 2025)
Tax Bill	$5,959 (2026)
Deeds & Mortgages	Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`292489 87.10-3-1`

Property Details

APN / Parcel Number

Primary APN	`292489 87.10-3-1`
Alternative APN	`24890870100003001000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	639 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	309 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4545 LOWER RIVER RD
City	LEWISTON
State	NY
Zip	14092-1061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTSIDE 310012
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LEWISTON
Census Block Group	3
Census Block	3016
Census Tract	24405

Owner

4545 Lower River Rd is owned by two individuals who bought it in September 2025.

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 RIDGELINE PL, SOLANA BEACH, CA 92075-1416
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Deed Document Number	202513260
Record Updated	Oct 29, 2026

September 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 8, 2025
Property Address	4545 LOWER RIVER RD, LEWISTON, NY 14092-1061
Document Number	0000003260
Map Reference	MB 43 PG 1083
Instrument Date	Aug 24, 2025
Instrument	2025-13260
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Amount	Amount on Record
Tax	$1,516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4545 LOWER RIVER RD, LEWISTON, NY 14092-1061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	624 RIDGELINE PL, SOLANA BEACH, CA 92075-1416

Tax Assessment & Valuation

The 2026 property tax bill for 4545 Lower River Rd was $5,959, up 2.9% from the year before.

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lewiston Town
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,959.00 (+2.87%)
2025	$5,793.00	$130,000 (-) Land $38,700 Building $91,300	$325,000 (+7.51%) Land $96,750 Building $228,250
2024		$130,000 (-) Land $38,700 Building $91,300	$302,300 (+6.97%) Land $89,992 Building $212,308
2023		$130,000 Land $38,700 Building $91,300	$282,609 Land $84,131 Building $198,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4545 Lower River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Lower River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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