Ashtabula County property record for 4545 Lake Rd E, Geneva, OH 44041 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1930 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Oct 2018) |
| Tax Bill | $6,112 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-038-00-004-00 |
| Primary APN | 17-038-00-004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 230 ft deep x 40 ft wide |
| Terrain | Steep |
| View / Lot | Waterfront |
| Porch | Enclosed Frame Porch |
| Porch Area | 328 sqft |
| Canopy | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4545 LAKE RD E |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-9775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 MAHON ALLOT |
| Legal Subdivision | GREAT 01 |
| Legal Lot Number | 44 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 603 |
Source: Ashtabula County records · APN 17-038-00-004-00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 SHADYDALE DR, CANFIELD, OH 44406-1031 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Oct 17, 2018 | Survivorship Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2018 · Amount on Record |
| Deed Sale | Oct 17, 2018 · Amount on Record |
| Deed Document Number | 201810621 |
| Deed Book / Page | 670 / 267 |
| Prior Transfer Date | Oct 16, 2018 |
| Prior Transfer Doc | 0000010621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 4545 LAKE RD E, GENEVA, OH 44041 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | FIRST MERIDIAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000007121 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 714/271 |
| Instrument | 202000007121 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Oct 17, 2018 |
| Property Address | 4545 LAKE RD E, GENEVA, OH 44041 |
| Document Number | 0000010621 |
| Book / Page | 670 / 0267 |
| Map Reference | VOL 9 PG 16 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 201800010621 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | PATRIOT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4545 LAKE RD E, GENEVA, OH 44041 |
| Document Number | 0000010622 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 201800010622 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Unified School District | Geneva Area City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,112.00 (+77.26%) | $74,520 (-) Land $22,440 Building $52,080 | $212,900 (-) Land $64,100 Building $148,800 |
| 2023 | $3,448.00 (+22.23%) | $74,520 (+33.31%) Land $22,440 Building $52,080 | $212,900 (+33.31%) Land $64,100 Building $148,800 |
| 2022 | $2,821.00 | $55,900 Land $17,260 Building $38,640 | |
| 2020 | $159,700 Land $49,300 Building $110,400 |
Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390070006031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1986–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 1998, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Uniti Group, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures