4545 Johnny Cake Ridge Rd, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4545 Johnny Cake Ridge Rd, Eagan, MN 55122

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,491 sqft · built 1974
Lot Size0.297 acres (12,948 sqft)
Owner2 Individual Names on Record
Last Sale$306,000 (Nov 2020)
Tax Bill$3,586 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-84601-02-170

Property Details

APN / Parcel Number

Primary APN10-84601-02-170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,491 sqft Living Area
Gross Area1,995 sqft
1st Floor Area1,061 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1990
Architectural StyleSplit Level
Construction TypeWood
Lot Area12,948 sqft (0.297 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4545 JOHNNY CAKE RIDGE RD, R
CitySAINT PAUL
StateMN
Zip55122-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODGATE 2ND ADDITION 17 2 LOT 17 BLK 2 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOTS A-B-C-D
Legal SubdivisionWOODGATE 2ND ADDITION
Legal Block2
Legal Lot Number17
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1010
Census Tract60733

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4545 JOHNNY CAKE RIDGE RD, SAINT PAUL, MN 55122-2512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Nov 30, 2020Warranty Deed, Transfer · Conventional Mortgage
CAMBRIA FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Deed Document Number20203418297
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4545 JOHNNY CAKE RIDGE RD, EAGAN, MN 55122-2512
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003337356
DateNov 13, 2019
Instrument3337356
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 30, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateNov 30, 2020
Property Address4545 JOHNNY CAKE RIDGE RD, EAGAN, MN 55122-2512
Document Number0003418297
Instrument DateNov 16, 2020
Instrument3418297
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyEDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,009.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4545 JOHNNY CAKE RIDGE RD, EAGAN, MN 55122-2512

Mortgage

Document Number0003418298
DateNov 30, 2020
Instrument3418298
Lender
NameCAMBRIA FINANCIAL GROUP LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,586.00$321,800 Land $90,500 Building $231,300$321,800 Land $90,500 Building $231,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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