4545 Harding Hwy E, Caledonia, OH 43314 Property Records

Marion County property record for 4545 Harding Hwy E, Caledonia, OH 43314

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,570 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$152,800 (Jul 2015)
Tax Bill	$2,947 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-011000.0400`

Property Details

APN / Parcel Number

Primary APN	`04-011000.0400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft
Basement Area	1,452 sqft
Finished Basement	726 sqft
Flooring	Carpet
Interior Walls	Block
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Construction Type	Frame
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Patio Area	289 sqft
Canopy	33 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4545 HARDING HWY E
City	CALEDONIA
State	OH
Zip	43314-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW & SW SEC 10 MAP 7 30 11.00 4.00
Jurisdiction	MARION OH
Township / Civil Division	CLARIDON
Census Block Group	3
Census Block	3039
Census Tract	10100

Owner

4545 Harding Hwy E is owned and occupied by an individual who bought it in July 2015.

Source: Marion County records, as of February 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4545 HARDING HWY E, CALEDONIA, OH 43314-9462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2015 · Amount on File
Deed Sale	Jul 21, 2015 · Amount on File
Prior Sale	Jan 3, 2006 · Amount on File
Deed Document Number	0013250866
Deed Book / Page	1325 / 866
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	4545 HARDING HWY E, CALEDONIA, OH 43314-9462
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015790422
Date	Aug 11, 2021
Book Page	1579/422
Instrument	2021-06361

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	4545 HARDING HWY E, CALEDONIA, OH 43314-9462
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014850634
Date	Sep 3, 2019
Book Page	1485/0634
Instrument	2019-05721

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 2, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	4545 HARDING HWY E, CALEDONIA, OH 43314-9462
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015230559
Date	Jul 20, 2020
Book Page	1523/559
Instrument	2020-04384

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4545 Harding Hwy E was $2,947, up 18.7% from the year before.

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Claridon Township
Unified School District	River Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,947.00 (+18.73%)	$74,960 (+30.23%) Land $10,500 Building $64,460	$214,170 Land $30,000 Building $184,170
2024	$2,482.00 (+7.45%)	$57,560 (-) Land $10,140 Building $47,420
2023	$2,310.00 (-3.1%)	$57,560 (-) Land $10,140 Building $47,420
2022	$2,384.00	$57,560 Land $10,140 Building $47,420	$164,460 Land $28,970 Building $135,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4545 Harding Hwy E in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1987–2021)
Claims Outside the SFHA	2 of 7
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Harding Hwy E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Wavelinc Communications Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, NKTELCO - Goldstar.

Nearby Properties on Harding Hwy E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures