4545 Gross Mill Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 4545 Gross Mill Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,330 sqft · built 2000
Lot Size	15.2 acres (665,161 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Jul 2024)
Tax Bill	$8,609 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-024219`

Property Details

APN / Parcel Number

Primary APN	`08-024219`
Alternative APNs	`8024219` `024219`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,330 sqft Total Area
Basement Area	1,440 sqft
Finished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	665,161 sqft (15.2 acres)
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Shed	1 Shed
Shed Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024219
Street Address	4545 GROSS MILL RD
City	HAMPSTEAD
State	MD
Zip	21074-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 15.27 ACS 4545 GROSS MILL RD NR BALTIMORE CO LINE
Legal Subdivision	MILL
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2000
Census Tract	508103

Owner

4545 Gross Mill Rd is owned and occupied by two individuals who bought it in July 2024.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4545 GROSS MILL RD, HAMPSTEAD, MD 21074-2518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on File
Deed Sale	Jul 18, 2024 · Amount on File
Prior Sale	Mar 29, 1989 · Amount on File
Deed Book / Page	11280 / 263
Prior Transfer Date	Mar 31, 2008
Prior Transfer Doc	0055010541
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4545 GROSS MILL RD, HAMPSTEAD, MD 21074-2518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091470229
Date	Oct 19, 2018
Book Page	9147/0229

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4545 GROSS MILL RD, HAMPSTEAD, MD 21074-2518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095190123
Date	Dec 26, 2019
Book Page	9519/0123

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4545 Gross Mill Rd was $8,609, up 23.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,609.00 (+23.76%)	$763,433 (+23.97%)	$1,058,700 (+71.92%) Land $231,300 Building $827,400
2025	$6,956.00	$615,800 Land $211,300 Building $404,500	$615,800 Land $211,300 Building $404,500
2023	$6,620.00 Homeowner's exemption	$585,867	$615,800 Land $211,300 Building $404,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 Gross Mill Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Gross Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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