4545 Fish Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 4545 Fish Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,279 sqft · built 1952
Lot Size	1.41 acres (61,681 sqft)
Owner	Individual Name on File
Last Sale	$84,900 (Jun 2015)
Tax Bill	$1,073 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-25-745-0042-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-745-0042-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,279 sqft Living Area
1st Floor Area	1,023 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	61,681 sqft (1.41 acres)
Lot Dimensions	617 ft deep x 100 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4545 FISH RD
City	KIMBALL
State	MI
Zip	48074-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	W 100' OF LOT 2 BLOCK 6 URBANREST SUBDIVISION OF THE FISH FARM ACCORDING TO THE PLAT RECORDED IN LIBER 14 OF PLATS PGS
Legal Range	17E
Legal Township	06N
Legal Section	06
Legal Subdivision	URBANREST SUBDIVISION
Legal Block	6
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2010
Census Tract	634600

Owner

4545 Fish Rd is owned and occupied by an individual who bought it in June 2015.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4545 FISH RD, KIMBALL, MI 48074-1542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 20, 2017	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2015 · Amount on File
Deed Sale	Jun 15, 2015 · Amount on File
Prior Sale	Jun 7, 2012 · Amount on File
Deed Document Number	201514180
Deed Book / Page	4612 / 351
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4545 FISH RD, KIMBALL, MI 48074-1542
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 FISH RD, KIMBALL, MI 48074-1542

Mortgage

Document Number	0005648231
Date	Aug 23, 2023
Book Page	5648/231
Instrument	2023014956

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4545 FISH RD, KIMBALL, MI 48074-1542
Document Number	0048850836
Book / Page	004885 / 000836
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 FISH RD KIMBALL MI 480741542, KIMBALL, MI 48074-1542

Mortgage

Document Number	0048850836
Date	Nov 1, 2017
Book Page	004885/000836

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4545 Fish Rd was $1,073 with a homeowner's exemption, up 4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,200 (+5.15%)	$114,400
2025	$1,073.00 (+3.97%) Homeowner's exemption	$54,400
2024	$1,032.00		$108,800
2023		$51,100
2022	$926.00		$102,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 Fish Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Fish Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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