4545 E Prospect Rd, York, PA 17406 Property Records

York County property record for 4545 E Prospect Rd, York, PA 17406

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,582 sqft · built 1900
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Nov 2023)
Tax Bill$5,828 (2026)
Deeds & MortgagesMar 2026 Sale
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-000-JK-0221.00-00000

Property Details

APN / Parcel Number

Primary APN35-000-JK-0221.00-00000
Alternative APNs
  • 350000JK02210000000
  • 350917975

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,582 sqft Living Area
1st Floor Area1,422 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable
Lot Area43,560 sqft (1 acres)
View / LotHigh Traffic Area
Garage TypeDetached
Garage Area1,048 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area330 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4545 E PROSPECT RD
CityYORK
StatePA
Zip17406-8237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeV
JurisdictionYORK PA
Township / Civil DivisionLOWER WINDSOR
Census Block Group3
Census Block3009
Census Tract23601

Owner

4545 E Prospect Rd is owned and occupied by an individual who bought it in November 2023.

Source: York County records, as of September 9, 2026

Owner of RecordIndividual Name on File
Mailing Address4545 E PROSPECT RD, YORK, PA 17406-8237
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed, Transfer
Nov 28, 2023Deed, Transfer · Conventional Mortgage
TRADITIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2023 · Amount on File
Deed SaleNov 28, 2023 · Amount on File
Prior SaleDec 7, 1978 · Amount on File
Deed Document Number202345886
Deed Book / Page2806 / 5117
Record UpdatedOct 29, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionYORK PA
Recording DateMar 30, 2026
Property Address4545 E PROSPECT RD, YORK, PA 17406-8237
Document Number0000013345
Book / Page2882 / 9352
Instrument DateMar 21, 2026
Instrument2026013345
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4545 E PROSPECT RD, YORK, PA 17406-8237

Transferred To (Grantee/Buyer)

NameVerified Name
Address4545 E PROSPECT RD, YORK, PA 17406-8237

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionYORK PA
Recording DateNov 28, 2023
Property Address4545 E PROSPECT RD, YORK, PA 17406-8237
Document Number0000045886
Book / Page2806 / 5117
Instrument DateNov 14, 2023
Instrument2023045886
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyLAKESIDE TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4545 E PROSPECT RD, YORK, PA 17406-8237

Mortgage

Document Number0000045887
DateNov 28, 2023
Instrument2023045887
Lender
NameTRADITIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Mortgage

Document Number0000045889
DateNov 28, 2023
Book Page2806/5160
Instrument2023045889
Lender
NameTRADITIONS BANK
TypeBank
AddressYORK, PA 17402
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4545 E Prospect Rd was $5,828, up 6.1% from the year before.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyYork County
County SubdivisionLower Windsor Township
Unified School DistrictEastern York School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,828.00 (+6.08%)$155,520 (-) Land $40,000 Building $115,520
2025$5,494.00 (+5.21%)$155,520 (-) Land $40,000 Building $115,520
2024$5,222.00$155,520 Land $40,000 Building $115,520
2006$155,520 Land $40,000 Building $115,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4545 E Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 E Prospect Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK WATER CO
private · serves 206,762 people · EPA ID PA7670100
Water SourceSurface water
Last State InspectionApr 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
PA.net
Fixed Wireless · not low latency
200 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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