4545 E Michigan Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4545 E Michigan Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,105 sqft · built 1989
Lot Size	0.146 acres (6,367 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`215-12-274`

Property Details

APN / Parcel Number

Primary APN	`215-12-274`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,105 sqft Living Area
1st Floor Area	1,321 sqft
2nd Floor Area	784 sqft

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,367 sqft (0.146 acres)
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4545 E MICHIGAN AVE
City	PHOENIX
State	AZ
Zip	85032-1589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	IMAGES MCR 332-7
Legal Range	04E
Legal Township	04N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	IMAGES
Legal Lot Number	79
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	619700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4545 E MICHIGAN AVE, PHOENIX, AZ 85032-1589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 28, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 1989
Deed Sale	Sep 29, 1989
Deed Document Number	19890454596
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4545 E MICHIGAN AVE, PHOENIX, AZ 85032-1589
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 E MICHIGAN AVE, PHOENIX, AZ 85032-1589

Mortgage

Document Number	0000046903
Date	Jan 18, 2022
Instrument	20220046903

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4545 E MICHIGAN AVE, PHOENIX, AZ 85032-1589
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	CRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 E MICHIGAN AVE, PHOENIX, AZ 85032-1589

Mortgage

Document Number	0000254496
Date	Mar 8, 2021
Instrument	20210254496

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4545 E MICHIGAN AVE, PHOENIX, AZ 85032-1589
Document Number	0000899964
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4545 E MICHIGAN AVE PHOENIX AZ 850321589, PHOENIX, AZ 85032-1589

Mortgage

Document Number	0000899964
Date	Dec 5, 2017
Instrument	899964

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,520 (+0.92%)	$535,200 (+0.92%) Land $107,000 Building $428,200
2025	$2,739.00 (+5.02%)
2024		$53,030	$530,300 Land $106,000 Building $424,300
2023	$2,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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