4545 E Laurel Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4545 E Laurel Ave, Gilbert, AZ 85234 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage2,042 sqft Living Area
Lot Size7,322 sqft (0.168 acres)
Pool396 sqft
OccupancyOwner Occupied
Last Sale$515,000 (2023)
Tax Bill$2,017.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-16-386

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Building Area2,042 sqft Living Area
1st Floor2,042 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1999
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area7,322 sqft (0.168 acres)
Parking Spaces2 Parking Spaces
Pool Area396 sqft Pool
Patio Area275 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4545 E LAUREL AVE
CityGILBERT
StateAZ
Zip85234-7664
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND RANCH 3 MCR 454-29
Legal Range06E
Legal Township01S
Legal Section12
Legal QuarterNE
Legal Quarter QuarterSW
Legal SubdivisionHIGHLAND RANCH 3
Legal Lot Number68
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup3
Census Block3006
Census Tract422623

Owner

Source: Maricopa County records · APN 304-16-386

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4545 E LAUREL AVE, GILBERT, AZ 85234-7664
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Apr 14, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CHERRY CREEK MORTGAGE CO INC
Jun 10, 2022Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2023 · Amount on Record
Deed SaleApr 14, 2023 · Amount on Record
Prior SaleJun 10, 2022 · Amount on Record
Deed Doc Number20230192467
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4545 E LAUREL AVE, GILBERT, AZ 85234-7664
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4545 E LAUREL AVE, GILBERT, AZ 85234-7664

Mortgage

Document Number0000720625
DateDec 15, 2025
Instrument20250720625
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.23%
Type Change DateApr 01, 2031
Change FrequencyAnnually
Min Rate At Change3.23%
Max Rate At Change5.23%
Index1-Year CMT
Max Rate5%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 14, 2023
Property Address4545 E LAUREL AVE, GILBERT, AZ 85234-7664
Document Number0000192467
Map ReferenceMB 454 PG 29
Instrument DateApr 14, 2023
Instrument20230192467
Transaction TypeTransfer
Record UpdatedApr 25, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address4545 E LAUREL AVE, GILBERT, AZ 85234-7664

Mortgage

Document Number0000192468
DateApr 14, 2023
Instrument20230192468
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 10, 2022
Property Address4545 E LAUREL AVE, GILBERT, AZ 85234-7664
Document Number0000492346
Map ReferenceMB 454 PG 29
Instrument DateJun 10, 2022
Instrument20220492346
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5028 APACHE CT, ANTIOCH, CA 94531-8497

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$46,160 (-2.33%)$461,600 (-2.33%) Land $92,300 Building $369,300
2025$2,017.00 (+3.01%)
2024$47,260$472,600 Land $94,500 Building $378,100
2023$1,958.00

Flood & Wildfire

4545 E Laurel Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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