4545 E 100th St, Kearney, NE 68847 Property Records

Buffalo County property record for 4545 E 100th St, Kearney, NE 68847

Property Summary

Property Type	Rural Home
Details	4 bd · 0.5 ba · 1,780 sqft · built 2003
Lot Size	29.9 acres (1,305,058 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2018)
Tax Bill	$5,059 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62004630020125`

Property Details

APN / Parcel Number

Primary APN	`62004630020125`
Alternative APN	`620046300`

Interior

Bedrooms	4 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,780 sqft Total Area
1st Floor Area	1,780 sqft
Basement Area	1,768 sqft
Finished Basement	1,502 sqft
Unfinished Basement	266 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,305,058 sqft (29.9 acres)
Garage Type	Mixed
Garage Area	1,248 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	208 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	62004630020125
Street Address	4545 E 100TH ST
City	KEARNEY
State	NE
Zip	68847-4218
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRICULTUR
Legal Description	9-9-15 SW1/4 NE1/4 NW1/4 (10 AC)
Legal Range	15
Legal Township	09
Legal Section	09
Jurisdiction	BUFFALO NE
Township / Civil Division	29
Census Block Group	1
Census Block	1112
Census Tract	969100

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4545 E 100TH ST, KEARNEY, NE 68847-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK
Sep 14, 2018	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	20185335
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4545 E 100TH ST, KEARNEY, NE 68847-4218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904032
Date	Aug 5, 2019
Instrument	2019-04032

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4545 E 100TH ST, KEARNEY, NE 68847-4218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804036
Date	Jul 20, 2018
Instrument	2018-04036

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	KEARNEY, NE 68848

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Sep 14, 2018
Property Address	4545 E 100TH ST, KEARNEY, NE 68847-4218
Document Number	0201805335
Instrument Date	Sep 10, 2018
Instrument	2018-05335
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201805336
Date	Sep 14, 2018
Instrument	2018-05336

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,320 (+8.28%) Land $43,370 Building $440,950	$495,163 (+10.7%) Land $54,213 Building $440,950
2025	$5,059.00 (-28.83%)	$447,290 (-0.45%) Land $41,505 Building $405,785	$447,290 (-0.45%) Land $41,505 Building $405,785
2023	$7,108.00	$449,295 Land $44,260 Building $405,035	$449,295 Land $44,260 Building $405,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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