Panola County property record for 4545 Co Rd 430, Joaquin, TX 75954 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1997 |
| Square Footage | 1,050 sqft Total Area |
| Lot Size | 90,823 sqft (2.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $96,900 (2011) |
| Tax Bill | $1,154.00 (2025) |
| Primary APN | 00423-02062-00000-000000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,050 sqft Total Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 90,823 sqft (2.08 acres) |
| Account Number | 00423-02062-00000-000000 |
|---|---|
| Street Address | 4545 COUNTY ROAD 430 |
| City | JOAQUIN |
| State | TX |
| Zip | 75954-1213 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AB 423 A MCFADDIN SCAD# 60-0455-0000-0018-20 |
| Jurisdiction | PANOLA TX |
| Minor Civil Division | GARY CITY |
| Census Blockgroup | 1 |
| Census Block | 1078 |
| Census Tract | 950600 |
Source: Panola County records · APN 00423-02062-00000-000000
Assessment roll updated February 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4545 COUNTY ROAD 430, JOAQUIN, TX 75954-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit CARTHAGE TITLE |
| Apr 16, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2011 · Amount on Record |
| Deed Sale | Jul 14, 2011 · Amount on Record |
| Deed Doc Number | 2011160549 |
| Deed Book / Page | 1631 / 337 |
| Prior Transfer Date | Jul 13, 2011 |
| Prior Transfer Doc | 1631/337 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA TX |
| Recording Date | Apr 24, 2026 |
| Property Address | 4545 COUNTY ROAD 430, JOAQUIN, TX 75954-1213 |
| Document Number | 0000001849 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261849 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CARTHAGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 4545 COUNTY ROAD 430, JOAQUIN, TX 75954-1213 |
| Document Number | 0000001849, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20261849 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA TX |
| Property Address | 4545 COUNTY ROAD 430, JOAQUIN, TX 75954-1213 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 633 UNDERWOOD RD, MARSHALL, TX 75672-4253 |
| Document Number | 0000257536 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 257536 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CARTHAGE, TX 75633 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 20, 2039 |
Source: Panola County records · Assessment roll updated February 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Panola County |
| Unified School District | Tenaha Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,154.00 (+1,182.22%) Homeowner's exemption | $95,390 (+64.78%) Land $7,200 Building $88,190 | $95,390 (+64.78%) Land $7,200 Building $88,190 |
| 2023 | $57,890 Land $6,460 Building $51,430 | $57,890 Land $6,460 Building $51,430 | |
| 2022 | $90.00 |
Our records do not include FEMA flood map data for 4545 Co Rd 430; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 18th in Texas |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,639 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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