4545 Cloudcrest Dr, Medford, OR 97504 Property Records

Jackson County property record for 4545 Cloudcrest Dr, Medford, OR 97504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,768 sqft · built 1986
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Trust Names on File
Last Sale	$750,000 (Mar 2022)
Tax Bill	$6,096 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`371W23BD700`

Property Details

APN / Parcel Number

Primary APN	`371W23BD700`
Alternative APNs	`371W23BD00700` `10505792`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,768 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Patio Area	1,240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4545 CLOUDCREST DR
City	MEDFORD
State	OR
Zip	97504-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-4
Legal Range	01W
Legal Township	37S
Legal Section	23
Legal Quarter	2
Legal Subdivision	SKY CREST ESTATE SUBDIVISION
Legal Block	2
Legal Lot Number	78
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	2
Census Block	2000
Census Tract	1304

Owner

4545 Cloudcrest Dr is owner-occupied and held in a trust since July 2023.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4545 CLOUDCREST DR, MEDFORD, OR 97504-9363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Mar 29, 2022	Warranty Deed, Transfer FIRST AMERICAN
Dec 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	May 29, 2015 · Amount on File
Deed Document Number	202210449
Last Transfer Date	Jul 24, 2023
Transfer Doc	0000016183
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Aug 2, 2023
Property Address	4545 CLOUDCREST DR, MEDFORD, OR 97504-9363
Document Number	0000016183
Map Reference	VOL 10 PG 40
Instrument Date	Jul 24, 2023
Instrument	2023-016183
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4545 CLOUDCREST DR, MEDFORD, OR 97504-9363

Mortgage

Document Number	0000016184
Date	Aug 2, 2023
Instrument	2023-016184

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 29, 2022
Property Address	4545 CLOUDCREST DR, MEDFORD, OR 97504-9363
Document Number	0000010449
Map Reference	VOL 10 PG 40
Instrument Date	Mar 29, 2022
Instrument	2022-010449
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	4545 CLOUDCREST DR, MEDFORD, OR 97504-9363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041479
Date	Dec 11, 2017
Instrument	2017-041479

Lender

Name	UMPQUA BANK
Type	Bank
Address	MEDFORD, OR 97501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4545 Cloudcrest Dr was $6,096, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Medford City
Unified School District	Medford School District 549 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,920 (+3%)	$701,280 (-2.15%) Land $243,470 Building $457,810
2025	$6,096.00 (+2.13%)	$411,580 (+3%) Land $126,960 Building $284,620	$716,670 (-4.5%) Land $257,750 Building $458,920
2024	$5,969.00 (+3.16%)	$399,600 (+3%) Land $123,260 Building $276,340	$750,430 (-11.45%) Land $255,500 Building $494,930
2023	$5,786.00 (+2.5%)	$387,970 (+3%) Land $119,670 Building $268,300	$847,420 (+33.88%) Land $291,500 Building $555,920
2022	$5,645.00	$376,670 Land $116,180 Building $260,490	$632,990 Land $309,870 Building $323,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4545 Cloudcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4545 Cloudcrest Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 70% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEDFORD WATER COMMISSION serves 106,068 people · EPA ID OR4100513
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink.

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