Cook County property record for 4545 207th St, Matteson, IL 60443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,050 sqft · built 1982 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Oct 2021) |
| Tax Bill | $10,203 (2023) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-22-109-023 |
| Primary APN | 31-22-109-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,125 sqft (0.187 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4545 207TH ST |
|---|---|
| City | MATTESON |
| State | IL |
| Zip | 60443-1758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MATTESON)(HIGHLANDS)(UNIT3) SUB OF EH OF NW & E OF W H OF NW SEC 22-35-13 |
| Legal Range | 13E |
| Legal Township | 35N |
| Legal Section | 22 |
| Legal Subdivision | MATTESON HIGHLANDS UNIT3 |
| Legal Lot Number | 527 |
| Legal Unit | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 830004 |
4545 207th St is owned and occupied by an individual who bought it in October 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4545 207TH ST, MATTESON, IL 60443-1758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Apr 28, 2016 · Amount on File |
| Deed Document Number | 202140383 |
| Prior Transfer Date | Dec 1, 2003 |
| Prior Transfer Doc | 0000047211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 26, 2021 |
| Property Address | 4545 207TH ST, MATTESON, IL 60443-1758 |
| Document Number | 0029940383 |
| Instrument Date | Sep 25, 2021 |
| Instrument | 2129940383 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4545 207TH ST, MATTESON, IL 60443-1758 |
| Document Number | 0029940384 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2129940384 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate | 2.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4545 207TH ST, MATTESON, IL 60443-1758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4545 207TH ST, MATTESON, IL 60443-1758 |
| Document Number | 0019546467 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2119546467 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | May 1, 2046 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Matteson Village |
| Elementary School District | Matteson Elementary School District 162 (PK - 08) |
| Secondary School District | Rich Township High School District 227 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 Land $3,250 Building $24,750 | $280,000 Land $32,500 Building $247,500 | |
| 2023 | $10,203.00 (-1.4%) | ||
| 2022 | $10,348.00 Homeowner's exemption | $19,075 Land $2,843 Building $16,232 | $190,750 Land $28,430 Building $162,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4545 207th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4545 207th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTESON serves 18,293 people · EPA ID IL0311800 |
|---|---|
| Water Source | Purchased surface water from OAK LAWN |
| Last State Inspection | Jan 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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