45449 Margate Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45449 Margate Dr, Macomb, MI 48044 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1983
Square Footage1,196 sqft Living Area
Lot Size8,146 sqft (0.187 acres)
Garage441 sqft
OccupancyOwner Occupied
Last Sale$300,000 (2023)
Tax Bill$3,510.00 (2025)

Owner

Source: Macomb County records · APN 20-08-32-376-009

Assessment roll updated July 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45449 MARGATE DR, MACOMB, MI 48044-4179
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 01, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
EVERETT FINANCIAL INC
May 02, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EVERETT FINANCIAL INC
Jan 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
May 12, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2023 · Amount on Record
Deed SaleMay 02, 2023 · Amount on Record
Deed Doc Number202339832
Deed Book / Page29110 / 657
Prior Transfer DateApr 28, 2016
Prior Transfer Doc0000058057
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45449 MARGATE DR, MACOMB, MI 48044-4179
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address45406 NORTHPORT DR 11116, 11116, MACOMB, MI 48044-4056

Mortgage

Document Number2300037885
DateMay 01, 2023
Book Page29107/117
Instrument202300037885
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMay 02, 2023
Property Address45449 MARGATE DR, MACOMB, MI 48044-4179
Document Number2300039832
Book / Page29110 / 657
Map ReferenceLB 75 PG 2&3
Instrument DateApr 28, 2023
Instrument202300039832
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyREPUTATION FIRST TTL AGCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address45449 MARGATE DR, MACOMB, MI 48044-4179

Transferred To (Grantee/Buyer)

NameVerified Name
Address45449 MARGATE DR # 11116, 11116, MACOMB, MI 48044-4179

Mortgage

Document Number2300037884
DateMay 01, 2023
Book Page29107/107
Instrument202300037884
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45449 MARGATE DR, MACOMB, MI 48044-4179
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyEQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009610
DateJan 25, 2017
Book Page24520/426
Instrument7009610
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueDec 28, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45449 MARGATE DR, MACOMB, MI 48044-4179
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056850
DateMay 12, 2020
Book Page26701/155
Instrument2056850
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 28, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$116,900 (+8.04%)$233,800 (+8.04%)
2025$3,510.00 (+64.4%) Homeowner's exemption$108,200 (-0.82%)$216,400 (-0.82%)
2023$109,100$218,200
2022$2,135.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20-08-32-376-009
Alternative APN
  • 0832376009

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,196 sqft Living Area
1st Floor957 sqft 1st Floor
Basement Area621 sqft Basement
Unfinished Basement621 sqft Unfinished

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1983
Architectural StyleBungalow Style
Lot Area8,146 sqft (0.187 acres)
Depth X Width136 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area441 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address45449 MARGATE DR
CityMACOMB
StateMI
Zip48044-4179
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMARGATE ESTATES SUB LOT 70 LIBER: 75 PAGES: 2-3
Legal SubdivisionMARGATE ESTATES SUB
Legal Lot Number70
JurisdictionMACOMB MI
Minor Civil DivisionMACOMB
Census Blockgroup2
Census Block2004
Census Tract224600

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