Loudoun County property record for 45448 Baggett Ter, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,898 sqft · built 1996 |
| Lot Size | 0.03 acres (1,306 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Mar 2026) |
| Tax Bill | $4,191 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-15-3591-000 |
| Primary APN | 031-15-3591-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,898 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,306 sqft (0.03 acres) |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45448 BAGGETT TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-3034 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | PEACE PLANTATION 2 (DOMINION STATION) SEC.11 LOT 270 1878--288 |
| Legal Subdivision | DOMINION STATION |
| Legal Block | 1 |
| Legal Lot Number | 270 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 611601 |
45448 Baggett Ter, a townhouse, is owned and occupied by an individual who bought it in March 2026.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45448 BAGGETT TER, STERLING, VA 20166-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Apr 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2017 | Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on File |
| Deed Sale | Mar 9, 2026 · Amount on File |
| Prior Sale | Apr 7, 2023 · Amount on File |
| Deed Document Number | 202611403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Mar 9, 2026 |
| Property Address | 45448 BAGGETT TER, STERLING, VA 20166-3034 |
| Document Number | 0000011403 |
| Map Reference | MB 1381 PG 1474 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 20260309-0011403 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | EVERGREEN TITLE COMPANY INC., EVERGREEN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 45448 BAGGETT TER, STERLING, VA 20166-3034 |
| Document Number | 0000011404 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 20260309-0011404 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 7, 2023 |
| Property Address | 45448 BAGGETT TER, STERLING, VA 20166-3034 |
| Document Number | 0000012848 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 202304070012848 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45448 BAGGETT TER, STERLING, VA 20166-3034 |
| Document Number | 0000012849 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 202304070012849 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Mar 15, 2017 |
| Property Address | 45448 BAGGETT TER, STERLING, VA 20166-3034 |
| Document Number | 20170315015665 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 15665 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Title Company | HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $367.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45448 BAGGETT TER STERLING VA 201663034, STERLING, VA 20166-3034 |
| Document Number | 20170315015666 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 15666 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2047 |
The 2026 property tax bill for 45448 Baggett Ter was $4,191.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,191.00 | $520,730 Land $175,000 Building $345,730 | $520,730 Land $175,000 Building $345,730 |
| 2023 | $4,090.00 | $467,540 Land $165,000 Building $302,540 | $467,540 Land $165,000 Building $302,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45448 Baggett Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45448 Baggett Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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