4544 River Bend Rd, Rhinelander, WI 54501 Property Records

Oneida County property record for 4544 River Bend Rd, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$4,497 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PE 293 1`

Property Details

APN / Parcel Number

Primary APN	`PE 293 1`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	4544 RIVER BEND RD
City	RHINELANDER
State	WI
Zip	54501-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 738575/580553 PT SW NW 5.01CA/5SA PCL B SM C1651
Legal Range	09E
Legal Township	36N
Legal Section	22
Legal Subdivision	SW4NW4S22T36NR9E
Jurisdiction	ONEIDA WI
Township / Civil Division	PELICAN
Census Block Group	2
Census Block	2012
Census Tract	970400

Owner

Source: Oneida County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4544 RIVER BEND RD, RHINELANDER, WI 54501-9298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Jul 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit COVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 6, 2026
Transfer Doc	0000872917
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Recording Date	Jul 31, 2026
Property Address	4544 RIVER BEND RD, RHINELANDER, WI 54501-9298
Document Number	0000873690
Instrument Date	Jul 27, 2026
Instrument	2026873690
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	GOWEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4544 RIVER BEND RD, RHINELANDER, WI 54501-9298

Mortgage

Document Number	0000873690,
Date	Jul 31, 2026
Instrument	2026873690

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 7, 2026
Property Address	4544 RIVER BEND RD, RHINELANDER, WI 54501-9298
Document Number	0000872917
Instrument Date	Jul 6, 2026
Instrument	2026872917
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4544 RIVER BEND RD, RHINELANDER, WI 54501-9298

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4544 RIVER BEND RD, RHINELANDER, WI 54501-9298
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000847926
Date	Nov 9, 2023
Instrument	847926

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Pelican Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,497.00 (+69.25%)	$275,200 (+50.79%) Land $35,500 Building $239,700	$424,733 Land $54,789 Building $369,944
2023	$2,657.00	$182,500 Land $35,500 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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