4544 Oak River Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 4544 Oak River Cir, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,304 sqft · built 2004
Lot Size0.379 acres (16,520 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Apr 2025)
Tax Bill$9,405 (2025)
Deeds & MortgagesJan 2024 Transfer
Jun 2020 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN088067-5182

Property Details

APN / Parcel Number

Primary APN088067-5182
Alternative APN
  • U18302137N000009000260

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,304 sqft Living Area
Gross Area3,318 sqft
1st Floor Area2,304 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,520 sqft (0.379 acres)
Lot Dimensions248 ft deep x 70 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area552 sqft
Patio Area1,356 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0880675182
Street Address4544 OAK RIVER CIR
CityVALRICO
StateFL
Zip33596-7226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionBLOOMINGDALE SECTION BB PHASE 1 LOT 26 BLOCK 9
Legal Range21E
Legal Township30S
Legal Section18
Legal SubdivisionBLOOMINGDALE SECTION BB PHASE 1
Legal Phase1
Legal Tract37N
Legal Block9
Legal Lot Number26
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1001
Census Tract13415

Owner

4544 Oak River Cir is owned and occupied by two individuals who bought it in April 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address4544 OAK RIVER CIR, VALRICO, FL 33596-7226
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Quit Claim Deed, Transfer
Quitclaim
Jun 26, 2020Grant Deed, Transfer
BROKERS TITLE/TAMPA LLC
Apr 8, 2020Court-Ordered Deed, Foreclosure
NOT AVAILABLE
Dec 6, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2025 · Amount on File
Deed SaleApr 16, 2025 · Amount on File
Prior SaleJun 26, 2020 · Amount on File
Deed Document Number2025166206
Prior Transfer DateJan 25, 2024
Prior Transfer Doc0000034733
Record UpdatedOct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 25, 2024
Property Address4544 OAK RIVER CIR, VALRICO, FL 33596-7226
Document Number0000034733
Map ReferenceMB 65 PG 13
Instrument DateJan 25, 2024
Instrument2024034733
Transaction TypeTransfer
Record UpdatedFeb 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4544 OAK RIVER CIR, VALRICO, FL 33596-7226

Transferred To (Grantee/Buyer)

NameVerified Name
Address4544 OAK RIVER CIR, VALRICO, FL 33596-7226

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 26, 2020
Property Address4544 OAK RIVER CIR, VALRICO, FL 33596-7226
Document Number0000263744
Instrument DateJun 10, 2020
Instrument263744
Transaction TypeTransfer
Record UpdatedJul 24, 2020
Title CompanyBROKERS TITLE/TAMPA LLC

Transaction

AmountAmount on Record
Tax$1,734.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2744 BUCKHORN PRESERVE BLVD VALRICO FL 335966502, VALRICO, FL 33596-6502

April 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 8, 2020
Property Address4544 OAK RIVER CIR, VALRICO, FL 33596-7226
Document Number0000152004
Instrument DateMar 9, 2020
Instrument152004
Transaction TypeForeclosure
Record UpdatedMay 18, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,443.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764
InvestorPossibly a Property Investor

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4544 OAK RIVER CIR, VALRICO, FL 33596-7226
Document Number0263290909
Instrument DateDec 6, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4544 OAK RIVER CIR VALRICO FL 335967226, VALRICO, FL 33596-7226

Mortgage

Document Number0263290909
DateJan 8, 2019
Book Page026329/000909
Instrument17886
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueJan 7, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 4544 Oak River Cir was $9,405 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,983 (-1.5%) Land $197,453 Building $255,530$452,983 (-1.5%) Land $197,453 Building $255,530
2025$9,405.00$459,891 Land $197,453 Building $262,438$459,891 Land $197,453 Building $262,438
2023$5,474.00 (+4.67%) Homeowner's exemption$302,572 (+3%)$398,364 (+7.58%) Land $163,184 Building $235,180
2022$5,230.00 Homeowner's exemption$293,759$370,280 Land $130,547 Building $239,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4544 Oak River Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4544 Oak River Cir is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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