Chesapeake City property record for 4544 Moonlight Way, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,795 sqft · built 2017 |
| Lot Size | 0.299 acres (13,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $402,320 (Aug 2017) |
| Tax Bill | $5,668 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2017 Sale & Mortgage |
| APN | 0231011000040 |
| Primary APN | 0231011000040 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,795 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 932 sqft |
| Attic | Attic |
| Attic Area | 419 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,024 sqft (0.299 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4544 MOONLIGHT WAY |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10: RESID |
| Legal Description | 4 HOMESTEAD AT BOWERS HILL PH 1 |
| Legal Subdivision | HOMESTEAD AT BOWERS HILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21301 |
4544 Moonlight Way is owned and occupied by an individual who bought it in August 2017.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4544 MOONLIGHT WAY, CHESAPEAKE, VA 23321-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 1, 2017 | Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on File |
| Deed Sale | Aug 1, 2017 · Amount on File |
| Deed Document Number | 201720708 |
| Deed Book / Page | 9816 / 174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4544 MOONLIGHT WAY, CHESAPEAKE, VA 23321-2730 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4544 MOONLIGHT WAY, CHESAPEAKE, VA 23321-2730 |
| Document Number | 010892/334 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 10892/334 |
| Instrument | 250020575 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Aug 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 1, 2017 |
| Property Address | 4544 MOONLIGHT WAY, CHESAPEAKE, VA 23321-2730 |
| Document Number | 9816/174 |
| Book / Page | 9816 / 174 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 170020708 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4544 MOONLIGHT WAY, CHESAPEAKE, VA 23321-2730 |
| Investor | Possibly a Property Investor |
| Document Number | 170020709 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 170020709 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4544 Moonlight Way was $5,668.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586,100 (+4.44%) Land $135,000 Building $451,100 | $586,100 (+4.44%) Land $135,000 Building $451,100 | |
| 2025 | $5,668.00 | $561,200 Land $130,000 Building $431,200 | $561,200 Land $130,000 Building $431,200 |
| 2023 | $466,000 (+9.31%) Land $130,000 Building $336,000 | $466,000 (+9.31%) Land $130,000 Building $336,000 | |
| 2022 | $426,300 Land $120,000 Building $306,300 | $426,300 Land $120,000 Building $306,300 | |
| 2019 | $3,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4544 Moonlight Way; there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4544 Moonlight Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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