4544 Forest Trl, Indian River, MI 49749 Property Records

Cheboygan County property record for 4544 Forest Trl, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	0.512 acres (22,322 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Apr 2013)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-G19-000-046-00`

Property Details

APN / Parcel Number

Primary APN	`161-G19-000-046-00`

Exterior

Lot Area	22,322 sqft (0.512 acres)

Location & Zoning

Street Address	4544 FOREST TRL
City	INDIAN RIVER
State	MI
Zip	49749-5181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWOOD ACRES, LOT 46. (SEC 27,T35N,R3W) 873/563;1217/829;1305/929;1387/783
Legal Range	03W
Legal Township	046
Legal Section	27
Legal Subdivision	GREENWOOD ACRES
Legal Lot Number	46
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	TUSCARORA
Census Block Group	2
Census Block	2001
Census Tract	960800

Owner

4544 Forest Trl is owned and occupied by an individual who bought it in April 2013.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4544 FOREST TRL, INDIAN RIVER, MI 49749-5181
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO
Mar 30, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Jun 24, 2019	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2013 · Amount on File
Deed Sale	Apr 4, 2013 · Amount on File
Prior Sale	Feb 26, 2005
Deed Book / Page	1229 / 745
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4544 FOREST TRL, INDIAN RIVER, MI 49749-5181
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001387/784
Date	Jun 24, 2019
Book Page	1387/784

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4544 FOREST TRL, INDIAN RIVER, MI 49749-5181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4544 FOREST TRL, INDIAN RIVER, MI 49749-5181

Mortgage

Document Number	0000001408/0000000882
Date	Mar 30, 2020
Book Page	0000001408/0000000882

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 24, 2019
Property Address	4544 FOREST TRL, INDIAN RIVER, MI 49749-5181
Document Number	1387/783
Book / Page	1387 / 783
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ATTORNEYS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2447 M 119 # 1, 1, PETOSKEY, MI 49770-8915

Mortgage

Document Number	1387/784
Date	Jun 24, 2019
Book Page	1387/784

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4544 Forest Trl was $1,775 with a homeowner's exemption.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Tuscarora Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,400	$226,800
2025	$1,775.00
2023		$91,400	$182,800
2022	$1,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4544 Forest Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4544 Forest Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Trl

Nearby Streets

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