4544 Fallston Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 4544 Fallston Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,492 sqft · built 1966
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Tax Bill	$829 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34599`

Property Details

APN / Parcel Number

Primary APN	`34599`
Alternative APNs	`10065801` `1344900`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,492 sqft Finished Area
Basement Area	746 sqft
Unfinished Basement	746 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1982
Exterior Material	Other
Foundation Type	Footing
Lot Area	59,242 sqft (1.36 acres)
Lot Dimensions	444 ft deep x 130 ft wide
Garage Type	Carport
Garage Area	366 sqft
Carport	Carport
Carport Area	366 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1344900
Street Address	4544 FALLSTON RD
City	SHELBY
State	NC
Zip	28150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	1.36 AC HWY 18
Legal Block	1
Legal Lot Number	20
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1018
Census Tract	950200

Owner

4544 Fallston Rd is owned by two individuals who acquired it in January 2022.

Source: Cleveland County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 459, FALLSTON, NC 28042-0459
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK & TRUST CO
Jan 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA
Feb 22, 2019	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 19, 2022
Transfer Doc	0018630978
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	4544 FALLSTON RD, SHELBY, NC 28150
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018102065
Date	Apr 6, 2020
Book Page	1810/2065
Instrument	200037971

Lender

Name	ALLIANCE BANK & TRUST CO
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jan 24, 2022
Property Address	4544 FALLSTON RD, SHELBY, NC 28150
Document Number	0018630978
Book / Page	1863 / 978
Instrument Date	Jan 19, 2022
Instrument	200067447
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4544 FALLSTON RD, SHELBY, NC 28150

Mortgage

Document Number	0001863981
Date	Jan 24, 2022
Instrument	1863/981

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	4544 FALLSTON RD, SHELBY, NC 28150
Document Number	0017861464
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4544 FALLSTON RD SHELBY NC 28150, SHELBY, NC 28150

Mortgage

Document Number	0017861464
Date	Feb 27, 2019
Book Page	001786/001464
Instrument	23479

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Feb 26, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 4544 Fallston Rd was $829, up 10.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Fallston Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$829.00 (+10.09%)	$109,962 (-) Land $22,022 Building $87,940	$109,962 (-) Land $22,022 Building $87,940
2025	$753.00	$109,962 Land $22,022 Building $87,940	$109,962 Land $22,022 Building $87,940
2023		$73,591 Land $15,730 Building $57,861	$73,591 Land $15,730 Building $57,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4544 Fallston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4544 Fallston Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Fallston Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures