45434 254th St, Montrose, SD 57048 Property Records

Minnehaha County property record for 45434 254th St, Montrose, SD 57048 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,904 sqft · built 1997
Lot Size	20.7 acres (902,563 sqft)
Owner	2 Trust Names on File
Last Sale	$450,000 (Sep 2022)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-07-19-300-012-000`

Property Details

APN / Parcel Number

Primary APN	`01-07-19-300-012-000`
Alternative APN	`64717`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,904 sqft Finished Area
1st Floor Area	1,120 sqft
Upper Floors Area	784 sqft
Basement Area	1,120 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	902,563 sqft (20.7 acres)
Garage Type	Mixed
Garage Area	1,648 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Patio Area	520 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Account Number	64717
Street Address	45434 254TH ST
City	MONTROSE
State	SD
Zip	57048-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 FISHER`S ADDN SW14 19-103 -52 CLEAR LAKE TOWNSHIP 103-52
Legal Range	52
Legal Township	103
Legal Section	19
Legal Subdivision	FISHER`S ADDN
Legal Tract	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	CLEAR LAKE
Census Block Group	2
Census Block	2076
Census Tract	10200

Owner

Source: Minnehaha County records · APN 01-07-19-300-012-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	45434 254TH ST, MONTROSE, SD 57048-5600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Construction Mortgage RELIABANK DAKOTA
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit RELIABANK DAKOTA
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage RELIABANK DAKOTA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Book / Page	616-D / 313
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	45434 254TH ST, MONTROSE, SD 57048-5600
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002011/542
Date	Feb 13, 2026
Book Page	2011/542
Instrument	151705

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	720 E KEVIN DR, TEA, SD 57064

Agreement

Type	Construction Mortgage
Term	12 Months
Due	Feb 06, 2027

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	45434 254TH ST, MONTROSE, SD 57048-5600
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 S 1ST AVE, MONTROSE, SD 57048-2103

Mortgage

Document Number	1971MTG/369
Date	Jun 26, 2023
Book Page	1971 MTG/369

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	HARTFORD, SD 57033

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 20, 2022
Property Address	45434 254TH ST, MONTROSE, SD 57048-5600
Document Number	616DEED/313
Book / Page	616 DEED / 313
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	May 02, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45434 254TH ST, MONTROSE, SD 57048-5600

Mortgage

Document Number	1959MTG816
Date	Sep 20, 2022
Instrument	1959 MTG/816

Lender

Name	RELIABANK DAKOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Clear Lake Township
Unified School District	Montrose School District 43-2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,083.00 (+113.99%)	$430,900 (+4.94%) Land $109,300 Building $321,600
2024	$1,908.00 (-50.49%)	$410,600 (+12.55%) Land $109,300 Building $301,300
2022	$3,854.00	$364,800 Land $109,300 Building $255,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of South Dakota
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Golden West Telecommunications Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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