45430 Camino Monzon, Temecula, CA 92592 Property Records

Riverside County property record for 45430 Camino Monzon, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,665 sqft · built 1993
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Jul 2024)
Tax Bill	$10,479 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`962-102-022`

Property Details

APN / Parcel Number

Primary APN	`962-102-022`
Alternative APN	`950702022`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,665 sqft Living Area
Gross Area	3,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Roof Material	Tile
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45430 CAMINO MONZON
City	TEMECULA
State	CA
Zip	92592-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 MB 243/063 TR 23063-7
Legal Subdivision	TRACT 230637
Legal Tract	23063-7
Legal Lot Number	51
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2008
Census Tract	43248

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45430 CAMINO MONZON, TEMECULA, CA 92592-1301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Sep 25, 2002
Deed Document Number	2024204537
Prior Transfer Date	Sep 16, 2002
Prior Transfer Doc	0000535968
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45430 CAMINO MONZON, TEMECULA, CA 92592-1301
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45430 CAMINO MONZON, TEMECULA, CA 92592-1301

Mortgage

Document Number	0000204538
Date	Jul 10, 2024
Instrument	2024-0204538

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 17, 2025
Property Address	45430 CAMINO MONZON, TEMECULA, CA 92592-1301
Document Number	0000391652
Map Reference	MB 243 PG 63-71
Instrument Date	Dec 2, 2025
Instrument	2025-0391652
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	UNKNOWN, ESSENT TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45430 CAMINO MONZON, TEMECULA, CA 92592-1301

Mortgage

Document Number	0000391653
Date	Dec 17, 2025
Instrument	2025-0391653

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$795,600 (+2%) Land $238,680 Building $556,920
2025	$10,479.00 (+109.62%)	$780,000 (+154.89%) Land $234,000 Building $546,000
2023	$4,999.00 (+2.38%) Homeowner's exemption	$306,009 Land $54,770 Building $251,239
2022	$4,883.00
2021			$611,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile.

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