4543 SE Ontario Dr, Stuart, FL 34997 Property Records

Martin County property record for 4543 SE Ontario Dr, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details2 bd · 1.5 ba · 1,131 sqft · built 1979
Lot Size0.116 acres (5,053 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Dec 2022)
Tax Bill$3,762 (2025)
Deeds & MortgagesDec 2022 Sale
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN40-38-41-003-000-0093.1-1-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-003-000-0093.1-1-0000
Alternative APNs
  • 40-38-41-003-000-00931-1
  • 36177

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Units3 Units
Stories1 Story
Building Area1,131 sqft Living Area
Gross Area1,321 sqft
1st Floor Area1,131 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,053 sqft (0.116 acres)
PorchScreened Concrete Masonry Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number36177
Street Address4543 SE ONTARIO DR
CitySTUART
StateFL
Zip34997-5519
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2A
Legal DescriptionFISHERMANS COVE SEC 2 PHASE I LOT 93 S 1/2
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionFISHERMANS COVE
Legal Block2
Legal Lot Number93
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2011
Census Tract1105

Owner

4543 SE Ontario Dr, a duplex, is owned by two individuals who bought it in December 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address13505 SE POWERLINE RD, HOBE SOUND, FL 33455-9707
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Warranty Deed, Transfer
MERIT TITLE INC
Oct 8, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2022 · Amount on File
Deed SaleDec 5, 2022 · Amount on File
Prior SaleNov 17, 1999 · Amount on File
Deed Document Number20222992224
Deed Book / Page3348 / 2701
Prior Transfer DateOct 4, 2019
Prior Transfer Doc0030871899
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 5, 2022
Property Address4543 SE ONTARIO DR, STUART, FL 34997-5519
Document Number0033482701
Book / Page3348 / 2701
Map ReferenceMB 7 PG 68
Instrument DateDec 2, 2022
Instrument2992224
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyMERIT TITLE INC

Transaction

AmountAmount on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5818 NW ALLYSE DR, PORT SAINT LUCIE, FL 34986-4649

Transferred To (Grantee/Buyer)

NameVerified Name
Address13505 SE POWERLINE RD, HOBE SOUND, FL 33455-9707

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 8, 2019
Property Address4543 SE ONTARIO DR, STUART, FL 34997-5519
Document Number0030871899
Book / Page003087 / 001899
Instrument DateOct 4, 2019
Instrument2778939
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4543 SE ONTARIO DR STUART FL 349975519, STUART, FL 34997-5519

Tax Assessment & Valuation

The 2025 property tax bill for 4543 SE Ontario Dr was $3,762, down 1.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,762.00 (-1.49%)$208,840 Land $130,000 Building $78,840$208,840 Land $130,000 Building $78,840
2024$3,819.00 (+7.85%)
2023$3,541.00 (+31%)$186,750 (+39.8%) Land $110,000 Building $76,750$186,750 (+28.45%) Land $110,000 Building $76,750
2022$2,703.00$133,584$145,390 Land $89,680 Building $55,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4543 SE Ontario Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4543 SE Ontario Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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