4543 Regency Xing, Saint James (Southport), NC 28461 Property Records

Brunswick County property record for 4543 Regency Xing, Saint James, NC 28461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,527 sqft · built 2006
Lot Size	0.483 acres (21,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2017)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220NB027`

Property Details

APN / Parcel Number

Primary APN	`220NB027`
Alternative APNs	`207608799756` `80061449`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,527 sqft Heated Area
Gross Area	4,782 sqft
1st Floor Area	2,010 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,039 sqft (0.483 acres)
Garage Area	567 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80061449
Street Address	4543 REGENCY XING
City	SOUTHPORT
State	NC
Zip	28461-8087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EPUD
Legal Description	L-27 S-8 PLAYERS CLUB @ ST JAMES PL-21/128
Legal Subdivision	PLAYERS CLUB
Legal Lot Number	27
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	4
Census Block	4019
Census Tract	20304

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4543 REGENCY XING, SOUTHPORT, NC 28461-8087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Jul 1, 2004 · Amount on Record
Deed Book / Page	3922 / 646
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 7, 2026
Property Address	4543 REGENCY XING, SOUTHPORT, NC 28461-8087
Document Number	5610001176
Book / Page	5610 / 1176
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4543 REGENCY XING, SOUTHPORT, NC 28461-8087

Mortgage

Document Number	5610001176,
Date	Aug 7, 2026
Book Page	5610/1176

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 28, 2066

Interest

Rate	6.49%
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 21, 2017
Property Address	4543 REGENCY XING, SAINT JAMES, NC 28461-8087
Document Number	0039220646
Book / Page	3922 / 0646
Map Reference	CAB 21 PG 128
Instrument Date	Jun 21, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HILL ST, DALLAS, PA 18612-9032

Mortgage

Document Number	0039220649
Date	Jun 21, 2017
Instrument	3922/0649

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	St. James Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$681,910 (-) Land $180,000 Building $501,910	$681,910 (-) Land $180,000 Building $501,910
2025	$3,012.00	$681,910 (-) Land $180,000 Building $501,910	$681,910 (-) Land $180,000 Building $501,910
2023		$681,910 Land $180,000 Building $501,910	$681,910 Land $180,000 Building $501,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 37 condo units
Nearby Flood Claims	17 (2016–2024)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 3 claims Hurricane Isaias, Aug 2020 · 4 claims Hurricane Florence, Sep 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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