4543 Plainview Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4543 Plainview Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage2,025 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$313,874 (2021)
Tax Bill$7,017.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631015600015910

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,025 sqft Heated Area
Gross Area2,608 sqft Gross Area
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4543 PLAINVIEW RD
CitySAINT CLOUD
StateFL
Zip34772-9021
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 9A PB 28 PGS 173-175 LOT 591
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase9A
Legal Tract156
Legal Lot Number591
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 192631015600015910

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
Mar 05, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Oct 13, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
May 23, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jul 23, 2021Special Warranty Deed, Transfer · Conventional Mortgage
KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2021 · Amount on Record
Deed SaleJul 23, 2021 · Amount on Record
Deed Doc Number2021114184
Deed Book / Page6008 / 572
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJul 28, 2026
Property Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021
Document Number0000098244
Book / Page7010 / 1419
Instrument DateJun 09, 2026
Instrument202698244
Transaction TypeMortgage
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021

Mortgage

Document Number0000098244,
DateJul 28, 2026
Book Page7010/1419
Instrument202698244
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueJul 01, 2066
Interest
Rate6.36%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021
Transaction TypeMortgage
Record UpdatedMar 22, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021

Mortgage

Document Number0065591922
DateMar 05, 2024
Book Page6559/1922
Instrument2024028342
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Address8800 BAYMEADOWS WAY W STE 400, JACKSONVILLE, FL 32256
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term329 Months
DueAug 01, 2051

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021

Mortgage

Document Number0064890843
DateOct 13, 2023
Book Page6489/843
Instrument2023135073
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueAug 01, 2051

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021
Transaction TypeMortgage
Record UpdatedJun 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021

Mortgage

Document Number0064112169
DateMay 23, 2023
Book Page6411/2169
Instrument2023065740
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term339 Months
DueAug 01, 2051

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 23, 2021
Property Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021
Document Number0060080572
Book / Page6008 / 572
Map ReferenceMB 28 PG 173-175
Instrument DateJul 19, 2021
Instrument2021114184
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,197.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address4543 PLAINVIEW RD, SAINT CLOUD, FL 34772-9021

Mortgage

Document Number0006008574
DateJul 23, 2021
Instrument6008/574
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,017.00 (+7.72%) Homeowner's exemption$328,045 (+5.99%)$345,900 (-0.86%) Land $70,000 Building $275,900
2023$6,514.00 (+2.5%) Homeowner's exemption$309,515 (+3%)$348,900 (+16.11%) Land $60,000 Building $288,900
2022$6,355.00 Homeowner's exemption$300,500 Land $55,000 Building $245,500$300,500 Land $55,000 Building $245,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 38% of Florida
Wildfire LikelihoodAbout 1 in 403 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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