45424 Michael Ct, Canton, MI 48188 Property Records

Wayne County property record for 45424 Michael Ct, Canton, MI 48188

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,232 sqft · built 1998
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Nov 2017)
Tax Bill	$6,168 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71 129 01 0043 000`

Property Details

APN / Parcel Number

Primary APN	`71 129 01 0043 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	132 ft deep x 51 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45424 MICHAEL CT
City	CANTON
State	MI
Zip	48188-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	33B 43 LOT 43 KIMBERLY MEADOWS SUBDIVISION T2S R8E L108 P61 TO 66 WCR
Legal Subdivision	KIMBERLY MEADOWS
Legal Lot Number	43
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	2
Census Block	2000
Census Tract	564503

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45424 MICHAEL CT, CANTON, MI 48188-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Feb 25, 2020	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE
Nov 13, 2017	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Feb 4, 2009
Deed Document Number	2017355649
Deed Book / Page	54060 / 743
Prior Transfer Date	Jan 15, 2009
Prior Transfer Doc	0476980688
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45424 MICHAEL CT, CANTON, MI 48188-2208
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45424 MICHAEL CT, CANTON, MI 48188-2208

Mortgage

Document Number	0571990304
Date	Nov 15, 2021
Book Page	57199/304
Instrument	2021405328

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAYNE MI
Property Address	45424 MICHAEL CT, CANTON, MI 48188-2208
Document Number	0557790295
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45424 MICHAEL CT CANTON MI 481882208, CANTON, MI 48188-2208

Mortgage

Document Number	0557790295
Date	May 11, 2020
Book Page	055779/000295
Instrument	162186

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 13, 2017
Property Address	45424 MICHAEL CT, CANTON, MI 48188-2208
Document Number	0540600743
Book / Page	54060 / 0743
Map Reference	LB108 PG61-66
Instrument Date	Oct 24, 2017
Instrument	2017355649
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45424 MICHAEL CT, 45424, CANTON, MI 48188-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4292 HUNTERS CIR E, CANTON, MI 48188-2355

Mortgage

Document Number	2017355650
Date	Nov 13, 2017
Instrument	2017355650

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,800 (+5.27%)	$415,600 (+5.27%)
2025	$6,168.00 (+20.28%) Homeowner's exemption	$197,400 (+20.07%)	$394,800 (+20.07%)
2023		$164,400	$328,800
2019	$5,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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