45423 Ronnen Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45423 Ronnen Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1980
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$127,500 (Jun 2012)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-32-377-022`

Property Details

APN / Parcel Number

Primary APN	`20-08-32-377-022`
Alternative APN	`0832377022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Architectural Style	Ranch
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45423 RONNEN DR
City	MACOMB
State	MI
Zip	48044-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MARGATE ESTATES SUB LOT 38 LIBER: 75 PAGES: 2-3
Legal Subdivision	MARGATE ESTATES SUB
Legal Lot Number	38
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2005
Census Tract	224600

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45423 RONNEN DR, MACOMB, MI 48044-4544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 30, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2012 · Amount on Record
Deed Sale	Jun 15, 2012 · Amount on Record
Prior Sale	Feb 23, 2012 · Amount on Record
Deed Document Number	20122086433
Deed Book / Page	21381 / 459
Prior Transfer Date	Jun 8, 2012
Prior Transfer Doc	0000096324
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45423 RONNEN DR, MACOMB, MI 48044-4544
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45423 RONNEN DR, MACOMB, MI 48044-4544

Mortgage

Document Number	2500111674
Date	Dec 15, 2025
Book Page	30435/652
Instrument	202500111674

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45423 RONNEN DR, MACOMB, MI 48044-4544
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45423 RONNEN DR, MACOMB, MI 48044-4544

Mortgage

Document Number	0000124215
Date	Oct 14, 2020
Book Page	27068/180
Instrument	2124215

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	261 Months
Due	Jul 1, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45423 RONNEN DR, MACOMB, MI 48044-4544
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45423 RONNEN DR, MACOMB, MI 48044-4544

Mortgage

Document Number	2102170185
Date	Apr 30, 2021
Book Page	27654/382
Instrument	202102170185

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,900 (+13.02%)	$263,800 (+13.02%)
2025	$2,468.00 (+13.11%)
2023		$116,700	$233,400
2022	$2,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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