45420 Gable Sq, Sterling, VA 20164 Property Records

Loudoun County property record for 45420 Gable Sq, Sterling, VA 20164

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,660 sqft · built 1994
Lot Size0.03 acres (1,306 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (May 2021)
Tax Bill$3,929 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN032-25-5258-000

Property Details

APN / Parcel Number

Primary APN032-25-5258-000
Alternative APN
  • 80 A 4 17

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,660 sqft Living Area
1st Floor Area560 sqft
Basement Area500 sqft
Finished Basement500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,306 sqft (0.03 acres)
Deck AreaDeck Area
Patio Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45420 GABLE SQ
CitySTERLING
StateVA
Zip20164-5336
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionOLD STERLING GABLE SEC.1 LOT 17 200504180038565
Legal SubdivisionSTERLING
Legal Block2
Legal Lot Number17
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2013
Census Tract611601

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45420 GABLE SQ, STERLING, VA 20164-5336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleJun 23, 2015 · Amount on Record
Deed Document Number202154569
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMay 11, 2021
Property Address45420 GABLE SQ, STERLING, VA 20164-5336
Document Number202105110054569
Instrument DateMay 10, 2021
Instrument202105110054569
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45420 GABLE SQ, STERLING, VA 20164-5336

Mortgage

Document Number202105110054570
DateMay 11, 2021
Instrument202105110054570
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45420 GABLE SQ, STERLING, VA 20164-5336
Document Number20200714055938
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45420 GABLE SQ STERLING VA 201645336, STERLING, VA 20164-5336

Mortgage

Document Number20200714055938
DateJul 14, 2020
Instrument55938
Lender
NameNATIONSTAR MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 13, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,929.00 (+0.77%)$488,080 (+9.52%) Land $165,000 Building $323,080$488,080 (+9.52%) Land $165,000 Building $323,080
2023$3,899.00$445,640 Land $160,000 Building $285,640$445,640 Land $160,000 Building $285,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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