4542 Palm Ave, La Mesa, CA 91941 Property Records

San Diego County property record for 4542 Palm Ave, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,941 sqft · built 1938
Lot Size	0.177 acres (7,703 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Sep 2024)
Tax Bill	$13,971 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`494-621-26-00`

Property Details

APN / Parcel Number

Primary APN	`494-621-26-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	1,941 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	7,703 sqft (0.177 acres)

Location & Zoning

Street Address	4542 PALM AVE
City	LA MESA
State	CA
Zip	91941-5586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 110 LOT 22 TR 001150
Legal Subdivision	COLLIERS ADD
Legal Tract	001150
Legal Block	110
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	14901

Owner

4542 Palm Ave is owned and occupied by two individuals who bought it in September 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4542 PALM AVE, LA MESA, CA 91941-5586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2023	Grant Deed, Transfer · Conventional Mortgage NCL EAGLEPOINT INVESTMENTS LLC
Oct 23, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage RAMIRO RODRIGUEZ
Oct 23, 2023	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2024 · Amount on File
Deed Sale	Sep 24, 2024 · Amount on File
Prior Sale	Oct 23, 2023 · Amount on File
Deed Document Number	2024257798
Prior Transfer Date	Dec 7, 2009
Prior Transfer Doc	0000003705
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4542 PALM AVE, LA MESA, CA 91941-5586
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 PALM AVE, LA MESA, CA 91941-5586

Mortgage

Document Number	0000036002
Date	Feb 10, 2026
Instrument	2026-0036002

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2023
Property Address	4542 PALM AVE, LA MESA, CA 91941-5586
Document Number	0000290112
Map Reference	MAP 1150
Instrument Date	Oct 17, 2023
Instrument	2023-0290112
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1255 CATHEDRAL OAKS RD, CHULA VISTA, CA 91913-2649

Mortgage

Document Number	0000290114
Date	Oct 23, 2023
Instrument	2023-0290114

Lender

Name	NCL EAGLEPOINT INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Nov 1, 2024

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2023
Property Address	4542 PALM AVE, LA MESA, CA 91941-5586
Document Number	0000290113
Map Reference	MAP 1150
Instrument Date	Oct 17, 2023
Instrument	2023-0290113
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5362 PROSPERITY LN, SAN DIEGO, CA 92115-2145

Mortgage

Document Number	0000290115
Date	Oct 23, 2023
Instrument	2023-0290115

Lender

Name	RAMIRO RODRIGUEZ
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2023
Property Address	4542 PALM AVE, LA MESA, CA 91941-5586
Document Number	0000290111
Map Reference	MAP 1150
Instrument Date	Sep 18, 2023
Instrument	2023-0290111
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CAMINO DEL RIO S STE 601, 601, SAN DIEGO, CA 92108-3588
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4542 Palm Ave was $13,971.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,096,500 (+2%) Land $790,500 Building $306,000
2025	$13,971.00 Homeowner's exemption	$1,075,000 Land $775,000 Building $300,000
2023	$6,047.00 (-2.26%)	$412,382 Land $235,647 Building $176,735
2022	$6,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4542 Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4542 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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