4542 Oak Moss Loop, Middleburg, FL 32068 Property Records

Clay County property record for 4542 Oak Moss Loop, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,489 sqft · built 2012
Lot Size	0.254 acres (11,088 sqft)
Owner	2 Owner Names on Record
Last Sale	$199,500 (Aug 2012)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-04-25-008069-012-56`

Property Details

APN / Parcel Number

Primary APN	`30-04-25-008069-012-56`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,489 sqft Heated Area
Gross Area	3,213 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,088 sqft (0.254 acres)
Garage Area	399 sqft
Porch	Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4542 OAK MOSS LOOP
City	MIDDLEBURG
State	FL
Zip	32068-9063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 456 PINE RIDGE PLANTATIONAS REC O R 3435 PG 173
Legal Range	24
Legal Township	04
Legal Section	25
Legal Subdivision	PINE RDG PLANTATION
Legal Lot Number	456
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3039
Census Tract	30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4542 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9063
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2012 · Amount on Record
Deed Sale	Aug 2, 2012 · Amount on Record
Deed Document Number	2012041426
Deed Book / Page	3435 / 0173
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4542 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9063
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044760478
Date	Jun 30, 2021
Book Page	4476/478
Instrument	2021040380

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (-50.69%) Homeowner's exemption	$213,249 (+5.99%)	$343,785 (-4.92%) Land $50,000 Building $293,785
2023	$5,354.00 (+5.89%) Homeowner's exemption	$201,204 (+3%)	$361,569 (+14.79%) Land $50,000 Building $311,569
2022	$5,056.00 Homeowner's exemption	$195,344	$314,995 Land $23,500 Building $291,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20