4542 Chateau Dr, San Diego, CA 92117 Property Records

San Diego County property record for 4542 Chateau Dr, San Diego, CA 92117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1965
Lot Size	0.271 acres (11,800 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jun 2020)
Tax Bill	$9,864 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2022 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`361-790-24-00`

Property Details

APN / Parcel Number

Primary APN	`361-790-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	11,800 sqft (0.271 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4542 CHATEAU DR
City	SAN DIEGO
State	CA
Zip	92117-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 1529 TR 005257
Legal Subdivision	CLAIREMONT MESA INDUST PARK
Legal Tract	005257
Legal Block	2
Legal Lot Number	1529
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	8506

Owner

4542 Chateau Dr is owned and occupied by an individual who bought it in June 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Sep 19, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 4, 2020	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jun 4, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Sep 5, 2017	Quit Claim Deed, Transfer Quitclaim
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	Jun 25, 2012 · Amount on File
Deed Document Number	2020286775
Prior Transfer Date	May 14, 2020
Prior Transfer Doc	0000286774
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901

Mortgage

Document Number	0000301419
Date	Oct 28, 2025
Instrument	2025-0301419

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2035

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901

Mortgage

Document Number	0000367894
Date	Sep 19, 2022
Instrument	2022-0367894

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 13, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901

Mortgage

Document Number	0000411314
Date	Jun 2, 2021
Instrument	2021-0411314

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2020
Property Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901
Document Number	0000286775
Map Reference	MAP 5257
Instrument Date	May 14, 2020
Instrument	2020-0286775
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901

Mortgage

Document Number	0000286776
Date	Jun 4, 2020
Instrument	2020-0286776

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2020
Property Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901
Document Number	0000286774
Instrument Date	May 14, 2020
Instrument	286774
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2084 S CHEKSHANI CLF NEW HARMONY UT 847575165, NEW HARMONY, UT 84757-5165

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2017
Property Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901
Document Number	0000405200
Instrument Date	Sep 3, 2017
Instrument	405200
Transaction Type	Transfer
Record Updated	Sep 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4542 CHATEAU DR SAN DIEGO CA 921172901, SAN DIEGO, CA 92117-2901

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4542 CHATEAU DR, SAN DIEGO, CA 92117-2901
Document Number	0000231079
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 CHATEAU DR SAN DIEGO CA 921172901, SAN DIEGO, CA 92117-2901

Mortgage

Document Number	0000231079
Date	May 23, 2017
Instrument	231079

Lender

Name	SPRING EQ LLC
Address	2929 ARCH ST # 500, PHILADELPHIA, PA 19104-2858

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 22, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4542 Chateau Dr was $9,864.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$758,547 (+2%) Land $557,756 Building $200,791
2025	$9,864.00	$743,674 Land $546,820 Building $196,854
2023	$8,790.00 (+2.73%)	$714,799 Land $525,588 Building $189,211
2022	$8,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4542 Chateau Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2009 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4542 Chateau Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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